Compare Today’s Refinance Rates for Deerfield, Virginia 24432

Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Deerfield, Virginia 24432.

Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Deerfield, Virginia 24432. For 30-year amortization refinancing, you can expect lifetime cash savings of $5,237 or $15 per month in Deerfield and other parts of Augusta county.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinances in Deerfield, Virginia 24432

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

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Interactive Refinance Rate Projections for Deerfield, Virginia 24432

ZIP Code

Loan Purpose

Loan Type

Credit Score

Home Value

Loan Value

Household Income

Other Debt

Source: Fannie Mae and Freddie Mac

Pureloan has developed an interactive chart to monitor the five largest local lenders in Deerfield, VA 24432, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.

Local Refinance Rates in Deerfield, Virginia 24432

Deerfield is a census-designated place in Augusta County, Virginia, United States. The population as of the 2010 Census was 132. It has a very low population density, as it is a small unincorporated rural area. The Deerfield mall is the main store of the town. Read more

Deerfield is a census-designated place in Augusta County, Virginia, United States. The population as of the 2010 Census was 132. It has a very low population density, as it is a small unincorporated rural area. The Deerfield mall is the main store of the town. Deerfield consists of farms, hunting areas, old plantation houses, and scenic views of the mountains. Deer, bear, and other forms of wildlife fill the area. Deerfield has its own post office, fire department, rescue squad, dump, and a historic school house. Students who live in Deerfield attend Churchville Elementary School, Beverley Manor Middle School, and Buffalo Gap High School.

The Deerfield School was listed on the National Register of Historic Places in 1986. Read less

Historical Refinance Rates in Deerfield, Virginia 24432 from 2024 - 2016

The following historical data provides insights into refinancing trends in Deerfield, Virginia and the surrounding Augusta county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.

	2024	2023	2022	2021	2020	2019	2018	2017	2016
% 30 year fixed refinance	100.00%	59.17%	53.72%	57.59%	60.23%	67.24%	54.02%	60.42%	62.89%
avg refi rate	6.68%	3.63%	3.00%	3.25%	4.38%	4.69%	4.05%	4.00%	4.16%
% 15 year fixed refinance		25.00%	27.16%	23.84%	23.86%	24.14%	35.63%	26.04%	25.77%
avg refi rate		2.77%	2.47%	2.71%	3.63%	3.89%	3.33%	3.27%	3.33%
Avg credit score	726.43	741.53	758.56	758.46	750.76	748.84	753.53	750.13	757.88
Avg LTV (loan to value)	70.29%	64.75%	65.75%	69.49%	67.60%	69.16%	64.31%	71.79%	68.47%
Avg DTI (debt to income)	37.71	32.89	32.18	31.92	34.07	32.09	32.25	33.09	31.12
Avg refinance insurance %	10.57%	1.23%	2.27%	3.49%	3.75%	5.48%	2.60%	4.79%	2.59%

Source: Financial Report of the US Government

Best Refinance Brokers around Deerfield, Virginia 24432

If you are considering refinancing your mortgage or obtaining a cash-out refinance in Deerfield, Virginia 24432, we have compiled a list of top refinance brokers to assist you in the process.

Name

Address

Contact

Cynthia Lam

Mortgage Loan Officer

488 Frontier Dr

Staunton, VA 24432

(540) 851-4087

CLam@bbandt.com

Jason Helmintoller

Branch Partner/ Loan Officer

501 E Dolly Ann Dr Ste B

Covington, VA 24432

(540) 962-7152

jrh@alcovamortgage.com

SUSAN STROUP

Home Loan Officer