Compare Today’s Refinance Rates for Diggs, Virginia 23045
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Diggs, Virginia 23045.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $12,452 over the lifetime of your mortgage, which translates to a monthly savings of $35 in Diggs and other areas of Mathews county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Diggs, Virginia 23045
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Interactive Refinance Rate Projections for Diggs, Virginia 23045
Pureloan has developed an interactive chart to monitor the five largest local lenders in Diggs, VA 23045, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Diggs, Virginia 23045 from 2024 - 2016
The following historical data provides insights into refinancing trends in Diggs, Virginia and the surrounding Mathews county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 73.68% | 59.12% | 56.36% | 54.34% | 57.89% | 68.29% | 49.06% | 62.32% | 61.49% |
| avg refi rate | 6.32% | 3.61% | 2.93% | 3.20% | 4.16% | 4.62% | 4.11% | 3.87% | 4.07% |
| % 15 year fixed refinance | 10.53% | 23.56% | 25.39% | 29.81% | 28.48% | 22.56% | 35.47% | 26.33% | 26.27% |
| avg refi rate | 4.93% | 2.64% | 2.41% | 2.74% | 3.54% | 3.90% | 3.37% | 3.12% | 3.22% |
| Avg credit score | 762.63 | 749.06 | 759.95 | 765.59 | 757.67 | 751.55 | 754.16 | 759.11 | 758.79 |
| Avg LTV (loan to value) | 62.74% | 62.20% | 66.27% | 69.42% | 69.58% | 67.36% | 68.37% | 72.59% | 74.88% |
| Avg DTI (debt to income) | 32.32 | 31.59 | 30.06 | 30.40 | 32.61 | 33.01 | 31.63 | 32.36 | 32.07 |
| Avg refinance insurance % | 1.95% | 1.89% | 2.38% | 3.24% | 3.30% | 3.21% | 3.21% | 5.38% | 6.06% |
Best Refinance Brokers around Diggs, Virginia 23045
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Diggs, Virginia 23045, we have compiled a list of top refinance brokers to assist you in the process.
Teresa Sandlin
Mortgage Loan Officer
11520 Nuckols Rd Ste 112
Glen Allen, VA 23045
(434) 391-9944
teresa.sandlin@pncmortgage.com
JOHN GREGORY
Home Loan Officer
11520 Nuckols Rd Ste 101
Glen Allen, VA 23045
(804) 273-1104
john.gregory@wellsfargo.com
BERTIE VOGELMANN
Home Loan Officer
11520 Nuckols Rd Ste 101
Glen Allen, VA 23045
(804) 273-1104
iris.vogelmann@wellsfargo.com
THOMAS VIA
Home Loan Officer
11520 Nuckols Rd Ste 101
Glen Allen, VA 23045
(804) 273-1104
Thomas.H.Via@wellsfargo.com
SHELLEE MILDRUM
Home Loan Officer
11520 Nuckols Rd Ste 101
Glen Allen, VA 23045
(804) 273-1104
Shellee.A.Mildrum@wellsfargo.com
Address
11520 Nuckols Rd Ste 112
Glen Allen, VA
Contact
(434) 391-9944
Fax (301) 639-0804
teresa.sandlin@pncmortgage.com
Address
11520 Nuckols Rd Ste 101
Glen Allen, VA
Contact
(804) 273-1104
Fax (301) 639-0804
john.gregory@wellsfargo.com
Address
11520 Nuckols Rd Ste 101
Glen Allen, VA
Contact
(804) 273-1104
Fax (301) 639-0804
iris.vogelmann@wellsfargo.com