Compare Today’s Refinance Rates for Earlysville, Virginia

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Earlysville, Virginia 22936. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Earlysville and surrounding areas of Albemarle county, your expected lifetime cash savings are $21,482 or $60 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Earlysville, Virginia 22936.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

38.157761 -78.491945

Summary of Average Refinance Terms in Earlysville, Virginia 22936

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Earlysville, VA

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Earlysville, VA 22936, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Earlysville, VA

Refinance Rates for Earlysville, Virginia 22936 from 2014 - 2021

Below are historical data on refinancing in Earlysville, Virginia and around Albemarle county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 67.32% 58.10% 62.70% 66.91% 72.71% 66.91% 69.03% 61.56%
avg refi rate 4.79% 4.42% 3.87% 3.69% 4.44% 4.05% 3.81% 3.96%
% 15 year fixed refinance 24.95% 30.60% 27.99% 26.28% 21.30% 24.26% 21.93% 31.83%
avg refi rate 4.20% 3.71% 3.21% 2.94% 3.43% 3.20% 2.98% 3.07%
Avg credit score 775.40 773.75 775.19 768.88 753.29 761.81 767.29 757.87
Avg LTV (loan to value) 58.98% 61.10% 60.71% 63.12% 66.54% 66.36% 67.82% 64.84%
Avg DTI (debt to income) 29.47 30.49 29.58 30.19 33.22 32.85 32.78 33.36
Avg refinance insurance % 0.47% 0.70% 0.93% 2.02% 2.63% 2.82% 3.72% 2.80%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Earlysville, Virginia 22936

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Earlysville, Virginia 22936, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Greg Dudley

Branch Manager

111 S. Main Street

Gordonsville, VA 22936

(843) 449-2250

gdudley@alcovamortgage.com

Cleve Brannock

Senior Loan Officer

2788 Hydraulic Rd

Charlottesville, VA 22936

(434) 975-2319

cbrannock@fultonmortgagecompany.com

Victoria Stratman

Regional Vice President

2788 Hydraulic Rd

Charlottesville, VA 22936

(703) 801-5361

vstratman@fultonmortgagecompany.com

Donna Harrington

Reverse Mortgage Loan Officer

285 Hydraulic Ridge Rd Ste 3

Charlottesville, VA 22936

(757) 321-6364

dharrington@fultonmortgagecompany.com

Jason Crigler

Loan Officer

620 Woodbrook Dr Ste 2

Charlottesville, VA 22936

(434) 975-5626

jason@crownmortgage.com

Address

111 S. Main Street

Gordonsville, VA

Contact

(843) 449-2250

Fax (301) 639-0804

gdudley@alcovamortgage.com

Address

2788 Hydraulic Rd

Charlottesville, VA

Contact

(434) 975-2319

Fax (301) 639-0804

cbrannock@fultonmortgagecompany.com

Address

2788 Hydraulic Rd

Charlottesville, VA

Contact

(703) 801-5361

Fax (301) 639-0804

vstratman@fultonmortgagecompany.com

Refinancing News for Earlysville, Virginia 22936