Compare Today’s Refinance Rates for Earlysville, Virginia 22936
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Earlysville, Virginia 22936.
With a 30-year amortization refinance in Earlysville and surrounding areas of Albemarle county, our calculations show that you can expect to save up to $9,775 over the lifetime of your mortgage, or a monthly savings of $27. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Earlysville, Virginia 22936.
Summary of Average Refinances in Earlysville, Virginia 22936
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Interactive Refinance Rate Projections for Earlysville, Virginia 22936
Pureloan has developed an interactive chart to monitor the five largest local lenders in Earlysville, VA 22936, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Earlysville, Virginia 22936 from 2024 - 2016
The following historical data provides insights into refinancing trends in Earlysville, Virginia and the surrounding Albemarle county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 80.00% | 56.13% | 61.76% | 61.90% | 62.21% | 71.57% | 53.72% | 57.54% | 57.19% |
| avg refi rate | 6.50% | 3.45% | 2.92% | 3.21% | 4.09% | 4.58% | 4.10% | 3.86% | 4.03% |
| % 15 year fixed refinance | 28.22% | 22.68% | 23.87% | 24.05% | 18.63% | 32.23% | 25.98% | 28.10% | |
| avg refi rate | 2.57% | 2.42% | 2.76% | 3.62% | 3.90% | 3.25% | 3.05% | 3.27% | |
| Avg credit score | 756.40 | 758.96 | 766.19 | 769.86 | 762.00 | 750.37 | 761.67 | 765.34 | 764.34 |
| Avg LTV (loan to value) | 61.60% | 59.81% | 66.06% | 68.15% | 71.26% | 65.40% | 67.61% | 70.21% | 68.81% |
| Avg DTI (debt to income) | 37.40 | 31.36 | 31.42 | 30.53 | 32.69 | 33.28 | 32.11 | 30.51 | 30.62 |
| Avg refinance insurance % | 4.90% | 1.16% | 2.50% | 3.52% | 5.37% | 2.44% | 4.79% | 5.18% | 4.84% |
Best Refinance Brokers around Earlysville, Virginia 22936
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Earlysville, Virginia 22936, we have compiled a list of top refinance brokers to assist you in the process.
Greg Dudley
Branch Manager
111 S. Main Street
Gordonsville, VA 22936
(843) 449-2250
gdudley@alcovamortgage.com
Cleve Brannock
Senior Loan Officer
2788 Hydraulic Rd
Charlottesville, VA 22936
(434) 975-2319
cbrannock@fultonmortgagecompany.com
Victoria Stratman
Regional Vice President
2788 Hydraulic Rd
Charlottesville, VA 22936
(703) 801-5361
vstratman@fultonmortgagecompany.com
Donna Harrington
Reverse Mortgage Loan Officer
285 Hydraulic Ridge Rd Ste 3
Charlottesville, VA 22936
(757) 321-6364
dharrington@fultonmortgagecompany.com
Jason Crigler
Loan Officer
620 Woodbrook Dr Ste 2
Charlottesville, VA 22936
(434) 975-5626
jason@crownmortgage.com
Address
111 S. Main Street
Gordonsville, VA
Contact
(843) 449-2250
Fax (301) 639-0804
gdudley@alcovamortgage.com
Address
2788 Hydraulic Rd
Charlottesville, VA
Contact
(434) 975-2319
Fax (301) 639-0804
cbrannock@fultonmortgagecompany.com
Address
2788 Hydraulic Rd
Charlottesville, VA
Contact
(703) 801-5361
Fax (301) 639-0804
vstratman@fultonmortgagecompany.com