Compare Today’s Refinance Rates for Ebony, Virginia

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Ebony, Virginia 23845. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $13,790 or $38 / month in Ebony and other areas of Brunswick county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Ebony, Virginia 23845.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

36.584993 -77.999431

Summary of Average Refinance Terms in Ebony, Virginia 23845

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Ebony, VA

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Ebony, VA 23845, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Ebony, VA

Refinance Rates for Ebony, Virginia 23845 from 2014 - 2021

Below are historical data on refinancing in Ebony, Virginia and around Brunswick county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 56.48% 51.82% 53.12% 59.02% 66.40% 64.51% 65.94% 54.25%
avg refi rate 4.83% 4.51% 3.89% 3.70% 4.50% 4.08% 3.87% 3.97%
% 15 year fixed refinance 24.79% 27.07% 28.39% 29.36% 21.46% 20.98% 20.50% 25.51%
avg refi rate 4.21% 3.78% 3.23% 2.96% 3.50% 3.21% 3.06% 3.13%
Avg credit score 765.78 764.40 768.49 762.28 748.56 753.68 753.15 749.03
Avg LTV (loan to value) 63.19% 64.41% 65.88% 68.31% 72.50% 74.44% 72.89% 68.80%
Avg DTI (debt to income) 31.68 31.38 30.44 31.37 34.47 33.61 33.69 34.49
Avg refinance insurance % 1.34% 1.78% 2.26% 3.25% 5.34% 6.42% 5.12% 3.35%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Ebony, Virginia 23845

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Ebony, Virginia 23845, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Dave Bayford

Branch Partner / Sr. Loan Officer

3317 W Hundred Rd

Chester, VA 23845

(804) 304-5141

dbayford@alcovamortgage.com

GEORGE KAROUSOS

Home Loan Officer

4600 Ecoff Ave Ste 101

Chester, VA 23845

(804) 717-9003

George.Karousos@wellsfargo.com

JEFFERY SALMON

Home Loan Officer

4600 Ecoff Ave Ste 101

Chester, VA 23845

(804) 717-9003

Jeff.Salmon@wellsfargo.com

KIMBERLIE HICKS

Home Loan Officer

4600 Ecoff Ave Ste 101

Chester, VA 23845

(804) 717-9003

Kim.Hicks@wellsfargo.com

LARRY CARMICHAEL

Home Loan Officer

4600 Ecoff Ave Ste 101

Chester, VA 23845

(804) 717-9003

ryan.carmichael@wellsfargo.com

Address

3317 W Hundred Rd

Chester, VA

Contact

(804) 304-5141

Fax (301) 639-0804

dbayford@alcovamortgage.com

Address

4600 Ecoff Ave Ste 101

Chester, VA

Contact

(804) 717-9003

Fax (301) 639-0804

George.Karousos@wellsfargo.com

Address

4600 Ecoff Ave Ste 101

Chester, VA

Contact

(804) 717-9003

Fax (301) 639-0804

Jeff.Salmon@wellsfargo.com

Refinancing News for Ebony, Virginia 23845