Compare Today’s Refinance Rates for Esmont, Virginia 22937
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Esmont, Virginia 22937.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $9,820 over the lifetime of your mortgage, which translates to a monthly savings of $27 in Esmont and other areas of Albemarle county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Esmont, Virginia 22937
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Interactive Refinance Rate Projections for Esmont, Virginia 22937
Pureloan has developed an interactive chart to monitor the five largest local lenders in Esmont, VA 22937, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Esmont, Virginia 22937 from 2024 - 2016
The following historical data provides insights into refinancing trends in Esmont, Virginia and the surrounding Albemarle county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 80.00% | 56.13% | 61.76% | 61.90% | 62.21% | 71.57% | 53.72% | 57.54% | 57.19% |
avg refi rate | 6.50% | 3.45% | 2.92% | 3.21% | 4.09% | 4.58% | 4.10% | 3.86% | 4.03% |
% 15 year fixed refinance | 28.22% | 22.68% | 23.87% | 24.05% | 18.63% | 32.23% | 25.98% | 28.10% | |
avg refi rate | 2.57% | 2.42% | 2.76% | 3.62% | 3.90% | 3.25% | 3.05% | 3.27% | |
Avg credit score | 756.40 | 758.96 | 766.19 | 769.86 | 762.00 | 750.37 | 761.67 | 765.34 | 764.34 |
Avg LTV (loan to value) | 61.60% | 59.81% | 66.06% | 68.15% | 71.26% | 65.40% | 67.61% | 70.21% | 68.81% |
Avg DTI (debt to income) | 37.40 | 31.36 | 31.42 | 30.53 | 32.69 | 33.28 | 32.11 | 30.51 | 30.62 |
Avg refinance insurance % | 4.90% | 1.16% | 2.50% | 3.52% | 5.37% | 2.44% | 4.79% | 5.18% | 4.84% |
Best Refinance Brokers around Esmont, Virginia 22937
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Esmont, Virginia 22937, we have compiled a list of top refinance brokers to assist you in the process.
Greg Dudley
Branch Manager
111 S. Main Street
Gordonsville, VA 22937
(843) 449-2250
gdudley@alcovamortgage.com
Cleve Brannock
Senior Loan Officer
2788 Hydraulic Rd
Charlottesville, VA 22937
(434) 975-2319
cbrannock@fultonmortgagecompany.com
Victoria Stratman
Regional Vice President
2788 Hydraulic Rd
Charlottesville, VA 22937
(703) 801-5361
vstratman@fultonmortgagecompany.com
Donna Harrington
Reverse Mortgage Loan Officer
285 Hydraulic Ridge Rd Ste 3
Charlottesville, VA 22937
(757) 321-6364
dharrington@fultonmortgagecompany.com
Jason Crigler
Loan Officer
620 Woodbrook Dr Ste 2
Charlottesville, VA 22937
(434) 975-5626
jason@crownmortgage.com
Address
111 S. Main Street
Gordonsville, VA
Contact
(843) 449-2250
Fax (301) 639-0804
gdudley@alcovamortgage.com
Address
2788 Hydraulic Rd
Charlottesville, VA
Contact
(434) 975-2319
Fax (301) 639-0804
cbrannock@fultonmortgagecompany.com
Address
2788 Hydraulic Rd
Charlottesville, VA
Contact
(703) 801-5361
Fax (301) 639-0804
vstratman@fultonmortgagecompany.com