Compare Today’s Refinance Rates for Fort Defiance, Virginia 24437
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Fort Defiance, Virginia 24437.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Fort Defiance, Virginia 24437. For 30-year amortization refinancing, you can expect lifetime cash savings of $17,083 or $47 per month in Fort Defiance and other parts of Augusta county.
Summary of Average Refinances in Fort Defiance, Virginia 24437
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Interactive Refinance Rate Projections for Fort Defiance, Virginia 24437
Pureloan has developed an interactive chart to monitor the five largest local lenders in Fort Defiance, VA 24437, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Fort Defiance, Virginia 24437 from 2024 - 2016
The following historical data provides insights into refinancing trends in Fort Defiance, Virginia and the surrounding Augusta county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 100.00% | 59.17% | 53.72% | 57.59% | 60.23% | 67.24% | 54.02% | 60.42% | 62.89% |
| avg refi rate | 6.68% | 3.63% | 3.00% | 3.25% | 4.38% | 4.69% | 4.05% | 4.00% | 4.16% |
| % 15 year fixed refinance | 25.00% | 27.16% | 23.84% | 23.86% | 24.14% | 35.63% | 26.04% | 25.77% | |
| avg refi rate | 2.77% | 2.47% | 2.71% | 3.63% | 3.89% | 3.33% | 3.27% | 3.33% | |
| Avg credit score | 726.43 | 741.53 | 758.56 | 758.46 | 750.76 | 748.84 | 753.53 | 750.13 | 757.88 |
| Avg LTV (loan to value) | 70.29% | 64.75% | 65.75% | 69.49% | 67.60% | 69.16% | 64.31% | 71.79% | 68.47% |
| Avg DTI (debt to income) | 37.71 | 32.89 | 32.18 | 31.92 | 34.07 | 32.09 | 32.25 | 33.09 | 31.12 |
| Avg refinance insurance % | 10.57% | 1.23% | 2.27% | 3.49% | 3.75% | 5.48% | 2.60% | 4.79% | 2.59% |
Best Refinance Brokers around Fort Defiance, Virginia 24437
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Fort Defiance, Virginia 24437, we have compiled a list of top refinance brokers to assist you in the process.
Cynthia Lam
Mortgage Loan Officer
488 Frontier Dr
Staunton, VA 24437
(540) 851-4087
CLam@bbandt.com
Jason Helmintoller
Branch Partner/ Loan Officer
501 E Dolly Ann Dr Ste B
Covington, VA 24437
(540) 962-7152
jrh@alcovamortgage.com
SUSAN STROUP
Home Loan Officer
Western Virginia 31 W. Washington St.
Lexington, VA 24437
(540) 463-4663
Susan.Stroup@Wellsfargo.com
MARIANNE WASHINGTON
Home Loan Officer
Western Virginia 31 W. Washington St.
Lexington, VA 24437
(540) 463-4663
marianne.washington@wellsfargo.com
TAMMIE ALDRIDGE
Home Loan Officer
Western Virginia 31 W. Washington St.
Lexington, VA 24437
(540) 463-4663
tammie.m.aldridge@wellsfargo.com
Address
488 Frontier Dr
Staunton, VA
Contact
(540) 851-4087
Fax (301) 639-0804
CLam@bbandt.com
Address
501 E Dolly Ann Dr Ste B
Covington, VA
Contact
(540) 962-7152
Fax (301) 639-0804
jrh@alcovamortgage.com
Address
Western Virginia 31 W. Washington St.
Lexington, VA
Contact
(540) 463-4663
Fax (301) 639-0804
Susan.Stroup@Wellsfargo.com