Compare Today’s Refinance Rates for Fort Mitchell, Virginia

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Fort Mitchell, Virginia 23941. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $17,632 or $49 / month in Fort Mitchell and other areas of Charlotte county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Fort Mitchell, Virginia 23941.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

36.968767 -78.561542

Summary of Average Refinance Terms in Fort Mitchell, Virginia 23941

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Fort Mitchell, VA

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Fort Mitchell, VA 23941, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Fort Mitchell, VA

Refinance Rates for Fort Mitchell, Virginia 23941 from 2014 - 2021

Below are historical data on refinancing in Fort Mitchell, Virginia and around Charlotte county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 56.48% 51.82% 53.12% 59.02% 66.40% 64.51% 65.94% 54.25%
avg refi rate 4.83% 4.51% 3.89% 3.70% 4.50% 4.08% 3.87% 3.97%
% 15 year fixed refinance 24.79% 27.07% 28.39% 29.36% 21.46% 20.98% 20.50% 25.51%
avg refi rate 4.21% 3.78% 3.23% 2.96% 3.50% 3.21% 3.06% 3.13%
Avg credit score 765.78 764.40 768.49 762.28 748.56 753.68 753.15 749.03
Avg LTV (loan to value) 63.19% 64.41% 65.88% 68.31% 72.50% 74.44% 72.89% 68.80%
Avg DTI (debt to income) 31.68 31.38 30.44 31.37 34.47 33.61 33.69 34.49
Avg refinance insurance % 1.34% 1.78% 2.26% 3.25% 5.34% 6.42% 5.12% 3.35%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Fort Mitchell, Virginia 23941

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Fort Mitchell, Virginia 23941, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Fay Bohns

Loan Processor

1700-A South Main Street

Farmville, VA 23941

(434) 392-3193

fpostans@colonialfarmcredit.com

Theresa Hall

Loan Processing Supervisor

1700-A South Main Street

Farmville, VA 23941

(434) 392-3193

thall@colonialfarmcredit.com

Harold Harris

Regional Lending Manager

1700-A South Main Street

Farmville, VA 23941

(434) 392-3193

hharris@colonialfarmcredit.com

Darlene King

Loan Processor

201 E. Danville Street

South Hill, VA 23941

(434) 447-7148

dking@colonialfarmcredit.com

Michael Lacks

Agribusiness Relationship Manager

201 E. Danville Street

South Hill, VA 23941

(434) 447-7148

mlacks@colonialfarmcredit.com

Address

1700-A South Main Street

Farmville, VA

Contact

(434) 392-3193

Fax (301) 639-0804

fpostans@colonialfarmcredit.com

Address

1700-A South Main Street

Farmville, VA

Contact

(434) 392-3193

Fax (301) 639-0804

thall@colonialfarmcredit.com

Address

1700-A South Main Street

Farmville, VA

Contact

(434) 392-3193

Fax (301) 639-0804

hharris@colonialfarmcredit.com

Refinancing News for Fort Mitchell, Virginia 23941

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