Compare Today’s Refinance Rates for Fredericksburg, Virginia

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Fredericksburg, Virginia 22408. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $25,767 or $72 / month in Fredericksburg and other areas of Spotsylvania county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Fredericksburg, Virginia 22408.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

38.248141 -77.468068

Summary of Average Refinance Terms in Fredericksburg, Virginia 22408

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Fredericksburg, VA

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Fredericksburg, VA 22408, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Fredericksburg, VA

Refinance Rates for Fredericksburg, Virginia 22408 from 2014 - 2021

Below are historical data on refinancing in Fredericksburg, Virginia and around Spotsylvania county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 67.32% 58.10% 62.70% 66.91% 72.71% 66.91% 69.03% 61.56%
avg refi rate 4.79% 4.42% 3.87% 3.69% 4.44% 4.05% 3.81% 3.96%
% 15 year fixed refinance 24.95% 30.60% 27.99% 26.28% 21.30% 24.26% 21.93% 31.83%
avg refi rate 4.20% 3.71% 3.21% 2.94% 3.43% 3.20% 2.98% 3.07%
Avg credit score 775.40 773.75 775.19 768.88 753.29 761.81 767.29 757.87
Avg LTV (loan to value) 58.98% 61.10% 60.71% 63.12% 66.54% 66.36% 67.82% 64.84%
Avg DTI (debt to income) 29.47 30.49 29.58 30.19 33.22 32.85 32.78 33.36
Avg refinance insurance % 0.47% 0.70% 0.93% 2.02% 2.63% 2.82% 3.72% 2.80%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Fredericksburg, Virginia 22408

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Fredericksburg, Virginia 22408, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Janice Lanning

Mortgage Consultant

1910 William Street

Fredericksburg, VA 22408

(540) 455-7412

janice.lanning@phmloans.com

Dwight Taylor

Senior Vice President/Area Development Manager

1320 Central Park Blvd, Suite 200

Fredericksburg, VA 22408

(703) 802-5303

dtaylor@gmmllc.com

Dave Morton

Loan Officer

1320 Central Park Blvd, Suite 200

Fredericksburg, VA 22408

(703) 730-6741

dmorton@gmmllc.com

Donna Moffett

Loan Officer

1320 Central Park Blvd, Suite 200

Fredericksburg, VA 22408

(703) 580-0286

dmoffett@gmmllc.com

Guy Richards

Loan Officer

2050 Gordon W. Shelton Blvd Suite # 101

Fredericksburg, VA 22408

(540) 548-8855

grichards@cfmortgagecorp.com

Address

1910 William Street

Fredericksburg, VA

Contact

(540) 455-7412

Fax (301) 639-0804

janice.lanning@phmloans.com

Address

1320 Central Park Blvd, Suite 200

Fredericksburg, VA

Contact

(703) 802-5303

Fax (301) 639-0804

dtaylor@gmmllc.com

Address

1320 Central Park Blvd, Suite 200

Fredericksburg, VA

Contact

(703) 730-6741

Fax (301) 639-0804

dmorton@gmmllc.com

Refinancing News for Fredericksburg, Virginia 22408