Compare Today’s Refinance Rates for Galax, Virginia

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Galax, Virginia 24333. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $15,598 or $43 / month in Galax and other areas of Galax City county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Galax, Virginia 24333.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

36.656503 -80.911744

Summary of Average Refinance Terms in Galax, Virginia 24333

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Galax, VA

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Galax, VA 24333, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Galax, VA

Refinance Rates for Galax, Virginia 24333 from 2014 - 2021

Below are historical data on refinancing in Galax, Virginia and around Galax City county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 60.30% 55.17% 56.36% 57.95% 59.91% 57.85% 57.35% 51.03%
avg refi rate 4.84% 4.46% 3.88% 3.64% 4.47% 3.96% 3.79% 3.83%
% 15 year fixed refinance 27.05% 28.93% 28.41% 30.89% 29.38% 27.74% 28.97% 34.54%
avg refi rate 4.20% 3.77% 3.22% 2.93% 3.50% 3.21% 3.03% 3.03%
Avg credit score 769.95 770.58 773.00 767.28 754.36 765.08 763.90 764.09
Avg LTV (loan to value) 56.39% 55.91% 56.55% 57.89% 63.76% 59.19% 59.36% 57.50%
Avg DTI (debt to income) 30.15 30.20 29.40 29.76 32.63 31.12 31.13 31.43
Avg refinance insurance % 0.54% 0.58% 0.86% 1.42% 2.35% 1.84% 1.92% 1.01%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Galax, Virginia 24333

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Galax, Virginia 24333, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Robin Fincher

Loan Officer

1020 East Stuart Dr.

Galax, VA 24333

(843) 449-2250

rfincher@alcovamortgage.com

Kevin Weatherman

Loan Officer

1020 E Stuart Dr

Galax, VA 24333

(276) 236-7777

kweatherman@alcovamortgage.com

Erick Hash

Mortgage Banker

948 E Stuart Dr

Galax, VA 24333

(276) 236-8208

erickhash@atlanticbay.com

Deborah Eaton

Mortgage Loan Officer

1105 Bob White Blvd

Pulaski, VA 24333

(540) 267-8052

dbeaton@bbandt.com

Hugh Covington

Mortgage Banker

2851 Carrollton Pike, Suite 1A

Woodlawn, VA 24333

(336) 287-2904

hughcovington@atlanticbay.com

Address

1020 East Stuart Dr.

Galax, VA

Contact

(843) 449-2250

Fax (301) 639-0804

rfincher@alcovamortgage.com

Address

1020 E Stuart Dr

Galax, VA

Contact

(276) 236-7777

Fax (301) 639-0804

kweatherman@alcovamortgage.com

Address

948 E Stuart Dr

Galax, VA

Contact

(276) 236-8208

Fax (301) 639-0804

erickhash@atlanticbay.com

Refinancing News for Galax, Virginia 24333