Compare Today’s Refinance Rates for Garrisonville, Virginia

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Garrisonville, Virginia 22463. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Garrisonville and surrounding areas of Stafford county, your expected lifetime cash savings are $44,398 or $123 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Garrisonville, Virginia 22463.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

38.458629 -77.430618

Summary of Average Refinance Terms in Garrisonville, Virginia 22463

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Garrisonville, VA

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Garrisonville, VA 22463, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Garrisonville, VA

Refinance Rates for Garrisonville, Virginia 22463 from 2014 - 2021

Below are historical data on refinancing in Garrisonville, Virginia and around Stafford county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 67.32% 58.10% 62.70% 66.91% 72.71% 66.91% 69.03% 61.56%
avg refi rate 4.79% 4.42% 3.87% 3.69% 4.44% 4.05% 3.81% 3.96%
% 15 year fixed refinance 24.95% 30.60% 27.99% 26.28% 21.30% 24.26% 21.93% 31.83%
avg refi rate 4.20% 3.71% 3.21% 2.94% 3.43% 3.20% 2.98% 3.07%
Avg credit score 775.40 773.75 775.19 768.88 753.29 761.81 767.29 757.87
Avg LTV (loan to value) 58.98% 61.10% 60.71% 63.12% 66.54% 66.36% 67.82% 64.84%
Avg DTI (debt to income) 29.47 30.49 29.58 30.19 33.22 32.85 32.78 33.36
Avg refinance insurance % 0.47% 0.70% 0.93% 2.02% 2.63% 2.82% 3.72% 2.80%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Garrisonville, Virginia 22463

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Garrisonville, Virginia 22463, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Steve Waldrop

Loan Officer

645 Rappanhannock Drive

White Stone, VA 22463

(757) 659-0668

swaldrop@alcovamortgage.com

Jessica Cruise

Branch Manager

135 Queen Street � P.O. Box 1163

Tappahannock, VA 22463

(804) 443-3351

jcruise@colonialfarmcredit.com

Kim Thagholm

Sr. Loan Officer

4444 Germanna Hwy.Suite 195

Locust Grove, VA 22463

(843) 449-2250

kthagholm@alcovamortgage.com

Address

645 Rappanhannock Drive

White Stone, VA

Contact

(757) 659-0668

Fax (301) 639-0804

swaldrop@alcovamortgage.com

Address

135 Queen Street � P.O. Box 1163

Tappahannock, VA

Contact

(804) 443-3351

Fax (301) 639-0804

jcruise@colonialfarmcredit.com

Address

4444 Germanna Hwy.Suite 195

Locust Grove, VA

Contact

(843) 449-2250

Fax (301) 639-0804

kthagholm@alcovamortgage.com

Refinancing News for Garrisonville, Virginia 22463