Compare Today’s Refinance Rates for Gloucester, Virginia

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Gloucester, Virginia 23061. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Gloucester and surrounding areas of Gloucester county, your expected lifetime cash savings are $27,938 or $78 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Gloucester, Virginia 23061.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

37.41922 -76.553312

Summary of Average Refinance Terms in Gloucester, Virginia 23061

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Gloucester, VA

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Gloucester, VA 23061, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Gloucester, VA

Refinance Rates for Gloucester, Virginia 23061 from 2014 - 2021

Below are historical data on refinancing in Gloucester, Virginia and around Gloucester county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 56.48% 51.82% 53.12% 59.02% 66.40% 64.51% 65.94% 54.25%
avg refi rate 4.83% 4.51% 3.89% 3.70% 4.50% 4.08% 3.87% 3.97%
% 15 year fixed refinance 24.79% 27.07% 28.39% 29.36% 21.46% 20.98% 20.50% 25.51%
avg refi rate 4.21% 3.78% 3.23% 2.96% 3.50% 3.21% 3.06% 3.13%
Avg credit score 765.78 764.40 768.49 762.28 748.56 753.68 753.15 749.03
Avg LTV (loan to value) 63.19% 64.41% 65.88% 68.31% 72.50% 74.44% 72.89% 68.80%
Avg DTI (debt to income) 31.68 31.38 30.44 31.37 34.47 33.61 33.69 34.49
Avg refinance insurance % 1.34% 1.78% 2.26% 3.25% 5.34% 6.42% 5.12% 3.35%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Gloucester, Virginia 23061

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Gloucester, Virginia 23061, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Brenda Moore

Mortgage Loan Officer

6506 Main Street

Gloucester, VA 23061

(843) 449-2250

bmoore@alcovamortgage.com

Steve Bland

Branch Manager

6506 Main Street

Gloucester, VA 23061

(843) 449-2250

sbland@alcovamortgage.com

Kajol Merchant

Loan Officer

10190 Staples Mill Rd

Glen Allen, VA 23061

(804) 672-5030

kajol.merchant@wellsfargo.com

Brian Croxford

Loan Officer

10190 Staples Mill Rd

Glen Allen, VA 23061

(804) 672-5030

brian.a.croxford@wellsfargo.com

Ryan Ives

Loan Officer

10190 Staples Mill Rd

Glen Allen, VA 23061

(804) 672-5030

ryan.ives@wellsfargo.com

Address

6506 Main Street

Gloucester, VA

Contact

(843) 449-2250

Fax (301) 639-0804

bmoore@alcovamortgage.com

Address

6506 Main Street

Gloucester, VA

Contact

(843) 449-2250

Fax (301) 639-0804

sbland@alcovamortgage.com

Address

10190 Staples Mill Rd

Glen Allen, VA

Contact

(804) 672-5030

Fax (301) 639-0804

kajol.merchant@wellsfargo.com

Refinancing News for Gloucester, Virginia 23061

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