Compare Today’s Refinance Rates for Hampton, Virginia

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Hampton, Virginia 23669. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Hampton and surrounding areas of Hampton City county, your expected lifetime cash savings are $4,676 or $13 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Hampton, Virginia 23669.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Hampton, Virginia 23669

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Hampton, VA

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Hampton, VA 23669, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Hampton, VA

Refinance Rates for Hampton, Virginia 23669 from 2013 - 2020

Below are historical data on refinancing in Hampton, Virginia and around Hampton City county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 56.48% 51.82% 53.12% 59.02% 66.40% 64.51% 65.94% 54.25%
avg refi rate 4.83% 4.51% 3.89% 3.70% 4.50% 4.08% 3.87% 3.97%
% 15 year fixed refinance 24.79% 27.07% 28.39% 29.36% 21.46% 20.98% 20.50% 25.51%
avg refi rate 4.21% 3.78% 3.23% 2.96% 3.50% 3.21% 3.06% 3.13%
Avg credit score 765.78 764.40 768.49 762.28 748.56 753.68 753.15 749.03
Avg LTV (loan to value) 63.19% 64.41% 65.88% 68.31% 72.50% 74.44% 72.89% 68.80%
Avg DTI (debt to income) 31.68 31.38 30.44 31.37 34.47 33.61 33.69 34.49
Avg refinance insurance % 1.34% 1.78% 2.26% 3.25% 5.34% 6.42% 5.12% 3.35%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Hampton, Virginia 23669

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Hampton, Virginia 23669, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Kim Sykes

Mortgage Loan Officer

5515 Portsmouth Blvd

Portsmouth, VA 23669

(757) 286-9091

kksykes@bbandt.com

Anthony VanDyke

Mortgage Loan Officer

5515 Portsmouth Blvd

Portsmouth, VA 23669

(757) 398-8012

avandyke@bbandt.com

Address

5515 Portsmouth Blvd

Portsmouth, VA

Contact

(757) 286-9091

Fax (301) 639-0804

kksykes@bbandt.com

Address

5515 Portsmouth Blvd

Portsmouth, VA

Contact

(757) 398-8012

Fax (301) 639-0804

avandyke@bbandt.com

Refinancing News for Hampton, Virginia 23669