Compare Today’s Refinance Rates for Hardy, Virginia 24101
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Hardy, Virginia 24101.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Hardy, Virginia 24101. For 30-year amortization refinancing, you can expect lifetime cash savings of $6,127 or $17 per month in Hardy and other parts of Franklin county.
Summary of Average Refinances in Hardy, Virginia 24101
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Interactive Refinance Rate Projections for Hardy, Virginia 24101
Pureloan has developed an interactive chart to monitor the five largest local lenders in Hardy, VA 24101, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Hardy, Virginia 24101 from 2024 - 2016
The following historical data provides insights into refinancing trends in Hardy, Virginia and the surrounding Franklin county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 50.00% | 100.00% | 33.33% | ||||||
avg refi rate | 2.75% | 4.63% | 4.50% | ||||||
% 15 year fixed refinance | 50.00% | 33.33% | 100.00% | ||||||
avg refi rate | 2.70% | 2.50% | 3.63% | ||||||
Avg credit score | 775.00 | 748.50 | 745.00 | 748.33 | 750.00 | 800.00 | 766.00 | 741.33 | |
Avg LTV (loan to value) | 41.00% | 81.00% | 66.00% | 75.00% | 84.00% | 20.00% | 80.00% | 74.67% | |
Avg DTI (debt to income) | 37.00 | 38.50 | 30.33 | 34.33 | 38.00 | 5.00 | 15.00 | 32.67 | |
Avg refinance insurance % | 12.50% | 1.00% | 6.00% | 10.00% |
Best Refinance Brokers around Hardy, Virginia 24101
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Hardy, Virginia 24101, we have compiled a list of top refinance brokers to assist you in the process.
Deborah Chaffin
Certified Mortgage Loan Officer
37 Village Springs Dr
Hardy, VA 24101
(540) 721-4345
DChaffin@bbandt.com
Tom Kulis
Mortgage Banker
1001 W Main St
Radford, VA 24101
tomkulis@atlanticbay.com
Bob Williams
VP/Mortgage Specialist
1623 E Main St
Salem, VA 24101
(540) 986-0270 Ext. 30
bobwilliams@atlanticbay.com
Melvin Scales
Branch Manager /Mortgage Specialist
1623 E Main St
Salem, VA 24101
(540) 986-0270 Ext. 31
melvinscales@atlanticbay.com
Jason Biaek
Senior Mortgage Banker
1623 E Main St
Salem, VA 24101
(540) 986-0270 Ext. 32
jasonbialek@atlanticbay.com
Address
37 Village Springs Dr
Hardy, VA
Contact
(540) 721-4345
Fax (301) 639-0804
DChaffin@bbandt.com
Address
1001 W Main St
Radford, VA
Contact
Fax (301) 639-0804
tomkulis@atlanticbay.com
Address
1623 E Main St
Salem, VA
Contact
(540) 986-0270 Ext. 30
Fax (301) 639-0804
bobwilliams@atlanticbay.com