Compare Today’s Refinance Rates for Hardy, Virginia

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Hardy, Virginia 24101. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Hardy and other areas of Franklin county, expected lifetime cash savings are $9,252 or $26 / month.

For Hardy, Virginia 24101, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

37.214473 -79.812661

Summary of Average Refinance Terms in Hardy, Virginia 24101

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Hardy, VA

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Hardy, VA 24101, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Hardy, VA

Refinance Rates for Hardy, Virginia 24101 from 2014 - 2021

Below are historical data on refinancing in Hardy, Virginia and around Franklin county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 60.30% 55.17% 56.36% 57.95% 59.91% 57.85% 57.35% 51.03%
avg refi rate 4.84% 4.46% 3.88% 3.64% 4.47% 3.96% 3.79% 3.83%
% 15 year fixed refinance 27.05% 28.93% 28.41% 30.89% 29.38% 27.74% 28.97% 34.54%
avg refi rate 4.20% 3.77% 3.22% 2.93% 3.50% 3.21% 3.03% 3.03%
Avg credit score 769.95 770.58 773.00 767.28 754.36 765.08 763.90 764.09
Avg LTV (loan to value) 56.39% 55.91% 56.55% 57.89% 63.76% 59.19% 59.36% 57.50%
Avg DTI (debt to income) 30.15 30.20 29.40 29.76 32.63 31.12 31.13 31.43
Avg refinance insurance % 0.54% 0.58% 0.86% 1.42% 2.35% 1.84% 1.92% 1.01%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Hardy, Virginia 24101

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Hardy, Virginia 24101, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Deborah Chaffin

Certified Mortgage Loan Officer

37 Village Springs Dr

Hardy, VA 24101

(540) 721-4345

DChaffin@bbandt.com

Tom Kulis

Mortgage Banker

1001 W Main St

Radford, VA 24101

tomkulis@atlanticbay.com

Bob Williams

VP/Mortgage Specialist

1623 E Main St

Salem, VA 24101

(540) 986-0270 Ext. 30

bobwilliams@atlanticbay.com

Melvin Scales

Branch Manager /Mortgage Specialist

1623 E Main St

Salem, VA 24101

(540) 986-0270 Ext. 31

melvinscales@atlanticbay.com

Jason Biaek

Senior Mortgage Banker

1623 E Main St

Salem, VA 24101

(540) 986-0270 Ext. 32

jasonbialek@atlanticbay.com

Address

37 Village Springs Dr

Hardy, VA

Contact

(540) 721-4345

Fax (301) 639-0804

DChaffin@bbandt.com

Address

1001 W Main St

Radford, VA

Contact

Fax (301) 639-0804

tomkulis@atlanticbay.com

Address

1623 E Main St

Salem, VA

Contact

(540) 986-0270 Ext. 30

Fax (301) 639-0804

bobwilliams@atlanticbay.com

Refinancing News for Hardy, Virginia 24101