Compare Today’s Refinance Rates for Harrisonburg, Virginia

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Harrisonburg, Virginia 22803. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $22,505 or $63 / month in Harrisonburg and other areas of Harrisonburg City county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Harrisonburg, Virginia 22803.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

38.5056 -78.9398

Summary of Average Refinance Terms in Harrisonburg, Virginia 22803

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Harrisonburg, VA

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Harrisonburg, VA 22803, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Harrisonburg, VA

Refinance Rates for Harrisonburg, Virginia 22803 from 2014 - 2021

Below are historical data on refinancing in Harrisonburg, Virginia and around Harrisonburg City county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 67.32% 58.10% 62.70% 66.91% 72.71% 66.91% 69.03% 61.56%
avg refi rate 4.79% 4.42% 3.87% 3.69% 4.44% 4.05% 3.81% 3.96%
% 15 year fixed refinance 24.95% 30.60% 27.99% 26.28% 21.30% 24.26% 21.93% 31.83%
avg refi rate 4.20% 3.71% 3.21% 2.94% 3.43% 3.20% 2.98% 3.07%
Avg credit score 775.40 773.75 775.19 768.88 753.29 761.81 767.29 757.87
Avg LTV (loan to value) 58.98% 61.10% 60.71% 63.12% 66.54% 66.36% 67.82% 64.84%
Avg DTI (debt to income) 29.47 30.49 29.58 30.19 33.22 32.85 32.78 33.36
Avg refinance insurance % 0.47% 0.70% 0.93% 2.02% 2.63% 2.82% 3.72% 2.80%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Harrisonburg, Virginia 22803

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Harrisonburg, Virginia 22803, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Ann Painter

Loan Officer

340 Neff Avenue

Harrisonburg, VA 22803

(540) 433-7140

apainter@cfmortgagecorp.com

Michael Walters

Home Mortgage Consultant

1964 Evelyn Byrd Ave

Harrisonburg, VA 22803

(540) 801-6832

michael.walters@wellsfargo.com

David Sweeney

Home Mortgage Consultant

1964 Evelyn Byrd Ave

Harrisonburg, VA 22803

(540) 801-6832

david.sweeney@wellsfargo.com

Richard Strait

Home Mortgage Consultant

1964 Evelyn Byrd Ave

Harrisonburg, VA 22803

(540) 801-6832

richard.strait@wellsfargo.com

Tony Mongold

Home Mortgage Consultant

1964 Evelyn Byrd Ave

Harrisonburg, VA 22803

(540) 801-6832

tony.mongold@wellsfargo.com

Address

340 Neff Avenue

Harrisonburg, VA

Contact

(540) 433-7140

Fax (301) 639-0804

apainter@cfmortgagecorp.com

Address

1964 Evelyn Byrd Ave

Harrisonburg, VA

Contact

(540) 801-6832

Fax (301) 639-0804

michael.walters@wellsfargo.com

Address

1964 Evelyn Byrd Ave

Harrisonburg, VA

Contact

(540) 801-6832

Fax (301) 639-0804

david.sweeney@wellsfargo.com

Refinancing News for Harrisonburg, Virginia 22803

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