Compare Today’s Refinance Rates for Harrisonburg, Virginia 22801
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Harrisonburg, Virginia 22801.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Harrisonburg, Virginia 22801. For 30-year amortization refinancing, you can expect lifetime cash savings of $9,002 or $25 per month in Harrisonburg and other parts of Harrisonburg City county.
Summary of Average Refinances in Harrisonburg, Virginia 22801
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Interactive Refinance Rate Projections for Harrisonburg, Virginia 22801
Pureloan has developed an interactive chart to monitor the five largest local lenders in Harrisonburg, VA 22801, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Harrisonburg, Virginia 22801 from 2024 - 2016
The following historical data provides insights into refinancing trends in Harrisonburg, Virginia and the surrounding Harrisonburg City county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 90.91% | 59.04% | 66.42% | 65.46% | 68.62% | 66.13% | 62.03% | 70.79% | 63.32% |
avg refi rate | 5.93% | 3.51% | 2.96% | 3.27% | 4.14% | 4.58% | 4.06% | 3.86% | 4.10% |
% 15 year fixed refinance | 9.09% | 21.77% | 21.00% | 19.39% | 20.50% | 24.19% | 29.54% | 20.63% | 25.10% |
avg refi rate | 5.38% | 2.68% | 2.46% | 2.82% | 3.61% | 3.91% | 3.34% | 3.11% | 3.31% |
Avg credit score | 737.00 | 740.04 | 764.03 | 758.06 | 748.68 | 748.18 | 756.64 | 761.36 | 759.60 |
Avg LTV (loan to value) | 59.09% | 60.84% | 67.92% | 72.07% | 73.66% | 71.20% | 72.39% | 73.41% | 72.19% |
Avg DTI (debt to income) | 37.00 | 32.40 | 31.34 | 31.17 | 32.94 | 33.52 | 31.89 | 31.16 | 30.56 |
Avg refinance insurance % | 1.20% | 2.73% | 4.88% | 6.10% | 4.78% | 5.24% | 5.72% | 4.68% |
Best Refinance Brokers around Harrisonburg, Virginia 22801
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Harrisonburg, Virginia 22801, we have compiled a list of top refinance brokers to assist you in the process.
Ann Painter
Loan Officer
340 Neff Avenue
Harrisonburg, VA 22801
(540) 433-7140
apainter@cfmortgagecorp.com
Michael Walters
Home Mortgage Consultant
1964 Evelyn Byrd Ave
Harrisonburg, VA 22801
(540) 801-6832
michael.walters@wellsfargo.com
David Sweeney
Home Mortgage Consultant
1964 Evelyn Byrd Ave
Harrisonburg, VA 22801
(540) 801-6832
david.sweeney@wellsfargo.com
Richard Strait
Home Mortgage Consultant
1964 Evelyn Byrd Ave
Harrisonburg, VA 22801
(540) 801-6832
richard.strait@wellsfargo.com
Tony Mongold
Home Mortgage Consultant
1964 Evelyn Byrd Ave
Harrisonburg, VA 22801
(540) 801-6832
tony.mongold@wellsfargo.com
Address
340 Neff Avenue
Harrisonburg, VA
Contact
(540) 433-7140
Fax (301) 639-0804
apainter@cfmortgagecorp.com
Address
1964 Evelyn Byrd Ave
Harrisonburg, VA
Contact
(540) 801-6832
Fax (301) 639-0804
michael.walters@wellsfargo.com
Address
1964 Evelyn Byrd Ave
Harrisonburg, VA
Contact
(540) 801-6832
Fax (301) 639-0804
david.sweeney@wellsfargo.com