Compare Today’s Refinance Rates for Horntown, Virginia 23395
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Horntown, Virginia 23395.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $3,875 over the lifetime of your mortgage, which translates to a monthly savings of $11 in Horntown and other areas of Accomack county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Horntown, Virginia 23395
Become a certified mortgage expert on Pureloan.com
in Horntown, Virginia 23395
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Refinance Rate Projections for Horntown, Virginia 23395
Pureloan has developed an interactive chart to monitor the five largest local lenders in Horntown, VA 23395, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Horntown, Virginia 23395 from 2024 - 2016
The following historical data provides insights into refinancing trends in Horntown, Virginia and the surrounding Accomack county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 75.00% | 61.56% | 67.61% | 66.04% | 65.69% | 55.32% | 54.27% | 62.41% | 63.27% |
| avg refi rate | 6.31% | 3.56% | 2.99% | 3.24% | 4.23% | 4.50% | 4.09% | 3.97% | 4.12% |
| % 15 year fixed refinance | 12.50% | 22.79% | 16.95% | 21.05% | 22.55% | 31.91% | 31.66% | 25.53% | 23.27% |
| avg refi rate | 5.88% | 2.77% | 2.47% | 2.84% | 3.47% | 3.89% | 3.33% | 3.11% | 3.23% |
| Avg credit score | 745.50 | 737.73 | 753.81 | 763.08 | 757.25 | 747.52 | 755.24 | 756.45 | 763.20 |
| Avg LTV (loan to value) | 65.88% | 64.06% | 70.19% | 73.30% | 72.61% | 67.34% | 71.85% | 73.56% | 72.58% |
| Avg DTI (debt to income) | 38.75 | 33.03 | 32.54 | 32.51 | 34.90 | 32.69 | 33.21 | 32.36 | 32.37 |
| Avg refinance insurance % | 4.63% | 1.28% | 3.18% | 5.62% | 5.72% | 3.36% | 5.91% | 5.50% | 5.80% |
Best Refinance Brokers around Horntown, Virginia 23395
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Horntown, Virginia 23395, we have compiled a list of top refinance brokers to assist you in the process.
Tommy Willcox
Loan Officer
786 Johnnie Dobbs Blvd.Mt
Pleasant, SC 23395
(843) 990-1223
tommy@ovmfinancial.com
Jim McNees
Branch Manager
932 Laskin Rd
Virginia Beach, VA 23395
(75) 734-0088
jmcnees@cfmortgagecorp.com
Jack Womble
Loan officer
932 Laskin Rd
Virginia Beach, VA 23395
(757) 340-0888
jwomble@cfmortgagecorp.com
Kris Lewis
Loan officer
932 Laskin Rd
Virginia Beach, VA 23395
(757) 340-0888
klewis@cfmortgagecorp.com
Marie Stewart
Loan officer
932 Laskin Rd
Virginia Beach, VA 23395
(757) 340-0888
mstewart@cfmortgagecorp.com
Address
786 Johnnie Dobbs Blvd.Mt
Pleasant, SC
Contact
(843) 990-1223
Fax (301) 639-0804
tommy@ovmfinancial.com
Address
932 Laskin Rd
Virginia Beach, VA
Contact
(75) 734-0088
Fax (301) 639-0804
jmcnees@cfmortgagecorp.com
Address
932 Laskin Rd
Virginia Beach, VA
Contact
(757) 340-0888
Fax (301) 639-0804
jwomble@cfmortgagecorp.com