Compare Today’s Refinance Rates for Hot Springs, Virginia

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Hot Springs, Virginia 24445. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Hot Springs and other areas of Bath county, expected lifetime cash savings are $13,004 or $36 / month.

For Hot Springs, Virginia 24445, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

37.963784 -79.871662

Summary of Average Refinance Terms in Hot Springs, Virginia 24445

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Hot Springs, VA

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Hot Springs, VA 24445, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Hot Springs, VA

Refinance Rates for Hot Springs, Virginia 24445 from 2014 - 2021

Below are historical data on refinancing in Hot Springs, Virginia and around Bath county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 60.30% 55.17% 56.36% 57.95% 59.91% 57.85% 57.35% 51.03%
avg refi rate 4.84% 4.46% 3.88% 3.64% 4.47% 3.96% 3.79% 3.83%
% 15 year fixed refinance 27.05% 28.93% 28.41% 30.89% 29.38% 27.74% 28.97% 34.54%
avg refi rate 4.20% 3.77% 3.22% 2.93% 3.50% 3.21% 3.03% 3.03%
Avg credit score 769.95 770.58 773.00 767.28 754.36 765.08 763.90 764.09
Avg LTV (loan to value) 56.39% 55.91% 56.55% 57.89% 63.76% 59.19% 59.36% 57.50%
Avg DTI (debt to income) 30.15 30.20 29.40 29.76 32.63 31.12 31.13 31.43
Avg refinance insurance % 0.54% 0.58% 0.86% 1.42% 2.35% 1.84% 1.92% 1.01%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Hot Springs, Virginia 24445

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Hot Springs, Virginia 24445, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

SUSAN STROUP

Home Loan Officer

Western Virginia 31 W. Washington St.

Lexington, VA 24445

(540) 463-4663

Susan.Stroup@Wellsfargo.com

MARIANNE WASHINGTON

Home Loan Officer

Western Virginia 31 W. Washington St.

Lexington, VA 24445

(540) 463-4663

marianne.washington@wellsfargo.com

TAMMIE ALDRIDGE

Home Loan Officer

Western Virginia 31 W. Washington St.

Lexington, VA 24445

(540) 463-4663

tammie.m.aldridge@wellsfargo.com

STEPHEN PENDERGRASS

Home Loan Officer

Western Virginia 31 W. Washington St.

Lexington, VA 24445

(540) 463-4663

stephen.m.pendergrass@wellsfargo.com

PAMELA CRAWFORD

Home Loan Officer

Western Virginia 31 W. Washington St.

Lexington, VA 24445

(540) 463-4663

pamela.m.crawford@wellsfargo.com

Address

Western Virginia 31 W. Washington St.

Lexington, VA

Contact

(540) 463-4663

Fax (301) 639-0804

Susan.Stroup@Wellsfargo.com

Address

Western Virginia 31 W. Washington St.

Lexington, VA

Contact

(540) 463-4663

Fax (301) 639-0804

marianne.washington@wellsfargo.com

Address

Western Virginia 31 W. Washington St.

Lexington, VA

Contact

(540) 463-4663

Fax (301) 639-0804

tammie.m.aldridge@wellsfargo.com

Refinancing News for Hot Springs, Virginia 24445