Compare Today’s Refinance Rates for Hot Springs, Virginia 24445
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Hot Springs, Virginia 24445.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Hot Springs, Virginia 24445. For 30-year amortization refinancing, you can expect lifetime cash savings of $4,952 or $14 per month in Hot Springs and other parts of Bath county.
Summary of Average Refinances in Hot Springs, Virginia 24445
Become a certified mortgage expert on Pureloan.com
in Hot Springs, Virginia 24445
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Refinance Rate Projections for Hot Springs, Virginia 24445
Pureloan has developed an interactive chart to monitor the five largest local lenders in Hot Springs, VA 24445, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Hot Springs, Virginia 24445 from 2024 - 2016
The following historical data provides insights into refinancing trends in Hot Springs, Virginia and the surrounding Bath county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 100.00% | 59.17% | 53.72% | 57.59% | 60.23% | 67.24% | 54.02% | 60.42% | 62.89% |
avg refi rate | 6.68% | 3.63% | 3.00% | 3.25% | 4.38% | 4.69% | 4.05% | 4.00% | 4.16% |
% 15 year fixed refinance | 25.00% | 27.16% | 23.84% | 23.86% | 24.14% | 35.63% | 26.04% | 25.77% | |
avg refi rate | 2.77% | 2.47% | 2.71% | 3.63% | 3.89% | 3.33% | 3.27% | 3.33% | |
Avg credit score | 726.43 | 741.53 | 758.56 | 758.46 | 750.76 | 748.84 | 753.53 | 750.13 | 757.88 |
Avg LTV (loan to value) | 70.29% | 64.75% | 65.75% | 69.49% | 67.60% | 69.16% | 64.31% | 71.79% | 68.47% |
Avg DTI (debt to income) | 37.71 | 32.89 | 32.18 | 31.92 | 34.07 | 32.09 | 32.25 | 33.09 | 31.12 |
Avg refinance insurance % | 10.57% | 1.23% | 2.27% | 3.49% | 3.75% | 5.48% | 2.60% | 4.79% | 2.59% |
Best Refinance Brokers around Hot Springs, Virginia 24445
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Hot Springs, Virginia 24445, we have compiled a list of top refinance brokers to assist you in the process.
SUSAN STROUP
Home Loan Officer
Western Virginia 31 W. Washington St.
Lexington, VA 24445
(540) 463-4663
Susan.Stroup@Wellsfargo.com
MARIANNE WASHINGTON
Home Loan Officer
Western Virginia 31 W. Washington St.
Lexington, VA 24445
(540) 463-4663
marianne.washington@wellsfargo.com
TAMMIE ALDRIDGE
Home Loan Officer
Western Virginia 31 W. Washington St.
Lexington, VA 24445
(540) 463-4663
tammie.m.aldridge@wellsfargo.com
STEPHEN PENDERGRASS
Home Loan Officer
Western Virginia 31 W. Washington St.
Lexington, VA 24445
(540) 463-4663
stephen.m.pendergrass@wellsfargo.com
PAMELA CRAWFORD
Home Loan Officer
Western Virginia 31 W. Washington St.
Lexington, VA 24445
(540) 463-4663
pamela.m.crawford@wellsfargo.com
Address
Western Virginia 31 W. Washington St.
Lexington, VA
Contact
(540) 463-4663
Fax (301) 639-0804
Susan.Stroup@Wellsfargo.com
Address
Western Virginia 31 W. Washington St.
Lexington, VA
Contact
(540) 463-4663
Fax (301) 639-0804
marianne.washington@wellsfargo.com
Address
Western Virginia 31 W. Washington St.
Lexington, VA
Contact
(540) 463-4663
Fax (301) 639-0804
tammie.m.aldridge@wellsfargo.com