Compare Today’s Refinance Rates for Hudgins, Virginia 23076
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Hudgins, Virginia 23076.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Hudgins, Virginia 23076. For 30-year amortization refinancing, you can expect lifetime cash savings of $10,992 or $31 per month in Hudgins and other parts of Mathews county.
Summary of Average Refinances in Hudgins, Virginia 23076
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Interactive Refinance Rate Projections for Hudgins, Virginia 23076
Pureloan has developed an interactive chart to monitor the five largest local lenders in Hudgins, VA 23076, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Hudgins, Virginia 23076 from 2024 - 2016
The following historical data provides insights into refinancing trends in Hudgins, Virginia and the surrounding Mathews county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 73.68% | 59.12% | 56.36% | 54.34% | 57.89% | 68.29% | 49.06% | 62.32% | 61.49% |
avg refi rate | 6.32% | 3.61% | 2.93% | 3.20% | 4.16% | 4.62% | 4.11% | 3.87% | 4.07% |
% 15 year fixed refinance | 10.53% | 23.56% | 25.39% | 29.81% | 28.48% | 22.56% | 35.47% | 26.33% | 26.27% |
avg refi rate | 4.93% | 2.64% | 2.41% | 2.74% | 3.54% | 3.90% | 3.37% | 3.12% | 3.22% |
Avg credit score | 762.63 | 749.06 | 759.95 | 765.59 | 757.67 | 751.55 | 754.16 | 759.11 | 758.79 |
Avg LTV (loan to value) | 62.74% | 62.20% | 66.27% | 69.42% | 69.58% | 67.36% | 68.37% | 72.59% | 74.88% |
Avg DTI (debt to income) | 32.32 | 31.59 | 30.06 | 30.40 | 32.61 | 33.01 | 31.63 | 32.36 | 32.07 |
Avg refinance insurance % | 1.95% | 1.89% | 2.38% | 3.24% | 3.30% | 3.21% | 3.21% | 5.38% | 6.06% |
Best Refinance Brokers around Hudgins, Virginia 23076
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Hudgins, Virginia 23076, we have compiled a list of top refinance brokers to assist you in the process.
Neil Thomas
Loan Officer
13505 Harbour Pointe Pkwy
Midlothian, VA 23076
(804) 639-2900
neil.thomas@wellsfargo.com
Michael Smith
Loan Officer
13505 Harbour Pointe Pkwy
Midlothian, VA 23076
(804) 639-2900
michael.smith@wellsfargo.com
Ross Plunkett
Loan Officer
13505 Harbour Pointe Pkwy
Midlothian, VA 23076
(804) 639-2900
ross.plunkett@wellsfargo.com
Kinsey Hewitt
Loan Officer
13505 Harbour Pointe Pkwy
Midlothian, VA 23076
(804) 639-2900
kinsey.hewitt@wellsfargo.com
Kimberlie Hicks
Loan Officer
13505 Harbour Pointe Pkwy
Midlothian, VA 23076
(804) 639-2900
kimberlie.hicks@wellsfargo.com
Address
13505 Harbour Pointe Pkwy
Midlothian, VA
Contact
(804) 639-2900
Fax (301) 639-0804
neil.thomas@wellsfargo.com
Address
13505 Harbour Pointe Pkwy
Midlothian, VA
Contact
(804) 639-2900
Fax (301) 639-0804
michael.smith@wellsfargo.com
Address
13505 Harbour Pointe Pkwy
Midlothian, VA
Contact
(804) 639-2900
Fax (301) 639-0804
ross.plunkett@wellsfargo.com