Compare Today’s Refinance Rates for Jamesville, Virginia 23398
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Jamesville, Virginia 23398.
With a 30-year amortization refinance in Jamesville and surrounding areas of Northampton county, our calculations show that you can expect to save up to $6,444 over the lifetime of your mortgage, or a monthly savings of $18. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Jamesville, Virginia 23398.
Summary of Average Refinances in Jamesville, Virginia 23398
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Interactive Refinance Rate Projections for Jamesville, Virginia 23398
Pureloan has developed an interactive chart to monitor the five largest local lenders in Jamesville, VA 23398, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Jamesville, Virginia 23398 from 2024 - 2016
The following historical data provides insights into refinancing trends in Jamesville, Virginia and the surrounding Northampton county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 75.00% | 61.56% | 67.61% | 66.04% | 65.69% | 55.32% | 54.27% | 62.41% | 63.27% |
avg refi rate | 6.31% | 3.56% | 2.99% | 3.24% | 4.23% | 4.50% | 4.09% | 3.97% | 4.12% |
% 15 year fixed refinance | 12.50% | 22.79% | 16.95% | 21.05% | 22.55% | 31.91% | 31.66% | 25.53% | 23.27% |
avg refi rate | 5.88% | 2.77% | 2.47% | 2.84% | 3.47% | 3.89% | 3.33% | 3.11% | 3.23% |
Avg credit score | 745.50 | 737.73 | 753.81 | 763.08 | 757.25 | 747.52 | 755.24 | 756.45 | 763.20 |
Avg LTV (loan to value) | 65.88% | 64.06% | 70.19% | 73.30% | 72.61% | 67.34% | 71.85% | 73.56% | 72.58% |
Avg DTI (debt to income) | 38.75 | 33.03 | 32.54 | 32.51 | 34.90 | 32.69 | 33.21 | 32.36 | 32.37 |
Avg refinance insurance % | 4.63% | 1.28% | 3.18% | 5.62% | 5.72% | 3.36% | 5.91% | 5.50% | 5.80% |
Best Refinance Brokers around Jamesville, Virginia 23398
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Jamesville, Virginia 23398, we have compiled a list of top refinance brokers to assist you in the process.
Tommy Willcox
Loan Officer
786 Johnnie Dobbs Blvd.Mt
Pleasant, SC 23398
(843) 990-1223
tommy@ovmfinancial.com
Jim McNees
Branch Manager
932 Laskin Rd
Virginia Beach, VA 23398
(75) 734-0088
jmcnees@cfmortgagecorp.com
Jack Womble
Loan officer
932 Laskin Rd
Virginia Beach, VA 23398
(757) 340-0888
jwomble@cfmortgagecorp.com
Kris Lewis
Loan officer
932 Laskin Rd
Virginia Beach, VA 23398
(757) 340-0888
klewis@cfmortgagecorp.com
Marie Stewart
Loan officer
932 Laskin Rd
Virginia Beach, VA 23398
(757) 340-0888
mstewart@cfmortgagecorp.com
Address
786 Johnnie Dobbs Blvd.Mt
Pleasant, SC
Contact
(843) 990-1223
Fax (301) 639-0804
tommy@ovmfinancial.com
Address
932 Laskin Rd
Virginia Beach, VA
Contact
(75) 734-0088
Fax (301) 639-0804
jmcnees@cfmortgagecorp.com
Address
932 Laskin Rd
Virginia Beach, VA
Contact
(757) 340-0888
Fax (301) 639-0804
jwomble@cfmortgagecorp.com