Compare Today’s Refinance Rates for Keysville, Virginia 23947
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Keysville, Virginia 23947.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Keysville, Virginia 23947. For 30-year amortization refinancing, you can expect lifetime cash savings of $4,726 or $13 per month in Keysville and other parts of Charlotte county.
Summary of Average Refinances in Keysville, Virginia 23947
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Interactive Refinance Rate Projections for Keysville, Virginia 23947
Pureloan has developed an interactive chart to monitor the five largest local lenders in Keysville, VA 23947, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Keysville, Virginia 23947 from 2024 - 2016
The following historical data provides insights into refinancing trends in Keysville, Virginia and the surrounding Charlotte county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 73.68% | 59.12% | 56.36% | 54.34% | 57.89% | 68.29% | 49.06% | 62.32% | 61.49% |
avg refi rate | 6.32% | 3.61% | 2.93% | 3.20% | 4.16% | 4.62% | 4.11% | 3.87% | 4.07% |
% 15 year fixed refinance | 10.53% | 23.56% | 25.39% | 29.81% | 28.48% | 22.56% | 35.47% | 26.33% | 26.27% |
avg refi rate | 4.93% | 2.64% | 2.41% | 2.74% | 3.54% | 3.90% | 3.37% | 3.12% | 3.22% |
Avg credit score | 762.63 | 749.06 | 759.95 | 765.59 | 757.67 | 751.55 | 754.16 | 759.11 | 758.79 |
Avg LTV (loan to value) | 62.74% | 62.20% | 66.27% | 69.42% | 69.58% | 67.36% | 68.37% | 72.59% | 74.88% |
Avg DTI (debt to income) | 32.32 | 31.59 | 30.06 | 30.40 | 32.61 | 33.01 | 31.63 | 32.36 | 32.07 |
Avg refinance insurance % | 1.95% | 1.89% | 2.38% | 3.24% | 3.30% | 3.21% | 3.21% | 5.38% | 6.06% |
Best Refinance Brokers around Keysville, Virginia 23947
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Keysville, Virginia 23947, we have compiled a list of top refinance brokers to assist you in the process.
Fay Bohns
Loan Processor
1700-A South Main Street
Farmville, VA 23947
(434) 392-3193
fpostans@colonialfarmcredit.com
Theresa Hall
Loan Processing Supervisor
1700-A South Main Street
Farmville, VA 23947
(434) 392-3193
thall@colonialfarmcredit.com
Harold Harris
Regional Lending Manager
1700-A South Main Street
Farmville, VA 23947
(434) 392-3193
hharris@colonialfarmcredit.com
Darlene King
Loan Processor
201 E. Danville Street
South Hill, VA 23947
(434) 447-7148
dking@colonialfarmcredit.com
Michael Lacks
Agribusiness Relationship Manager
201 E. Danville Street
South Hill, VA 23947
(434) 447-7148
mlacks@colonialfarmcredit.com
Address
1700-A South Main Street
Farmville, VA
Contact
(434) 392-3193
Fax (301) 639-0804
fpostans@colonialfarmcredit.com
Address
1700-A South Main Street
Farmville, VA
Contact
(434) 392-3193
Fax (301) 639-0804
thall@colonialfarmcredit.com
Address
1700-A South Main Street
Farmville, VA
Contact
(434) 392-3193
Fax (301) 639-0804
hharris@colonialfarmcredit.com