Compare Today’s Refinance Rates for King William, Virginia 23086
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in King William, Virginia 23086.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $7,840 over the lifetime of your mortgage, which translates to a monthly savings of $22 in King William and other areas of King William county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in King William, Virginia 23086
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Interactive Refinance Rate Projections for King William, Virginia 23086
Pureloan has developed an interactive chart to monitor the five largest local lenders in King William, VA 23086, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in King William, Virginia 23086 from 2024 - 2016
The following historical data provides insights into refinancing trends in King William, Virginia and the surrounding King William county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 73.68% | 59.12% | 56.36% | 54.34% | 57.89% | 68.29% | 49.06% | 62.32% | 61.49% |
avg refi rate | 6.32% | 3.61% | 2.93% | 3.20% | 4.16% | 4.62% | 4.11% | 3.87% | 4.07% |
% 15 year fixed refinance | 10.53% | 23.56% | 25.39% | 29.81% | 28.48% | 22.56% | 35.47% | 26.33% | 26.27% |
avg refi rate | 4.93% | 2.64% | 2.41% | 2.74% | 3.54% | 3.90% | 3.37% | 3.12% | 3.22% |
Avg credit score | 762.63 | 749.06 | 759.95 | 765.59 | 757.67 | 751.55 | 754.16 | 759.11 | 758.79 |
Avg LTV (loan to value) | 62.74% | 62.20% | 66.27% | 69.42% | 69.58% | 67.36% | 68.37% | 72.59% | 74.88% |
Avg DTI (debt to income) | 32.32 | 31.59 | 30.06 | 30.40 | 32.61 | 33.01 | 31.63 | 32.36 | 32.07 |
Avg refinance insurance % | 1.95% | 1.89% | 2.38% | 3.24% | 3.30% | 3.21% | 3.21% | 5.38% | 6.06% |
Best Refinance Brokers around King William, Virginia 23086
If you are considering refinancing your mortgage or obtaining a cash-out refinance in King William, Virginia 23086, we have compiled a list of top refinance brokers to assist you in the process.
Neil Thomas
Loan Officer
13505 Harbour Pointe Pkwy
Midlothian, VA 23086
(804) 639-2900
neil.thomas@wellsfargo.com
Michael Smith
Loan Officer
13505 Harbour Pointe Pkwy
Midlothian, VA 23086
(804) 639-2900
michael.smith@wellsfargo.com
Ross Plunkett
Loan Officer
13505 Harbour Pointe Pkwy
Midlothian, VA 23086
(804) 639-2900
ross.plunkett@wellsfargo.com
Kinsey Hewitt
Loan Officer
13505 Harbour Pointe Pkwy
Midlothian, VA 23086
(804) 639-2900
kinsey.hewitt@wellsfargo.com
Kimberlie Hicks
Loan Officer
13505 Harbour Pointe Pkwy
Midlothian, VA 23086
(804) 639-2900
kimberlie.hicks@wellsfargo.com
Address
13505 Harbour Pointe Pkwy
Midlothian, VA
Contact
(804) 639-2900
Fax (301) 639-0804
neil.thomas@wellsfargo.com
Address
13505 Harbour Pointe Pkwy
Midlothian, VA
Contact
(804) 639-2900
Fax (301) 639-0804
michael.smith@wellsfargo.com
Address
13505 Harbour Pointe Pkwy
Midlothian, VA
Contact
(804) 639-2900
Fax (301) 639-0804
ross.plunkett@wellsfargo.com