Compare Today’s Refinance Rates for La Crosse, Virginia 23950
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in La Crosse, Virginia 23950.
With a 30-year amortization refinance in La Crosse and surrounding areas of Mecklenburg county, our calculations show that you can expect to save up to $4,726 over the lifetime of your mortgage, or a monthly savings of $13. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for La Crosse, Virginia 23950.
Summary of Average Refinances in La Crosse, Virginia 23950
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Interactive Refinance Rate Projections for La Crosse, Virginia 23950
Pureloan has developed an interactive chart to monitor the five largest local lenders in La Crosse, VA 23950, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in La Crosse, Virginia 23950 from 2024 - 2016
The following historical data provides insights into refinancing trends in La Crosse, Virginia and the surrounding Mecklenburg county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 73.68% | 59.12% | 56.36% | 54.34% | 57.89% | 68.29% | 49.06% | 62.32% | 61.49% |
avg refi rate | 6.32% | 3.61% | 2.93% | 3.20% | 4.16% | 4.62% | 4.11% | 3.87% | 4.07% |
% 15 year fixed refinance | 10.53% | 23.56% | 25.39% | 29.81% | 28.48% | 22.56% | 35.47% | 26.33% | 26.27% |
avg refi rate | 4.93% | 2.64% | 2.41% | 2.74% | 3.54% | 3.90% | 3.37% | 3.12% | 3.22% |
Avg credit score | 762.63 | 749.06 | 759.95 | 765.59 | 757.67 | 751.55 | 754.16 | 759.11 | 758.79 |
Avg LTV (loan to value) | 62.74% | 62.20% | 66.27% | 69.42% | 69.58% | 67.36% | 68.37% | 72.59% | 74.88% |
Avg DTI (debt to income) | 32.32 | 31.59 | 30.06 | 30.40 | 32.61 | 33.01 | 31.63 | 32.36 | 32.07 |
Avg refinance insurance % | 1.95% | 1.89% | 2.38% | 3.24% | 3.30% | 3.21% | 3.21% | 5.38% | 6.06% |
Best Refinance Brokers around La Crosse, Virginia 23950
If you are considering refinancing your mortgage or obtaining a cash-out refinance in La Crosse, Virginia 23950, we have compiled a list of top refinance brokers to assist you in the process.
Melanie Turner
Loan Officer
3559 Fairystone Park Hwy
Bassett, VA 23950
(276) 629-5312
melanie.a.turner@wellsfargo.com
Tamie Frets
Loan Officer
200 N Main St
Blacksburg, VA 23950
(540) 552-4211
tamie.frets@wellsfargo.com
Benjamin Creger
Loan Officer
200 N Main St
Blacksburg, VA 23950
(540) 552-4211
benjamin.creger@wellsfargo.com
Kelly Good
Branch Manager/Loan Officer
2001 S Main St Ste 103
Blacksburg, VA 23950
(540) 440-5279
kgood@alcovamortgage.com
Brandon Nicely
Branch Manager
2001 S Main St Ste 103
Blacksburg, VA 23950
(877) 552-7150
brandon@alcovamortgage.com
Address
3559 Fairystone Park Hwy
Bassett, VA
Contact
(276) 629-5312
Fax (301) 639-0804
melanie.a.turner@wellsfargo.com
Address
200 N Main St
Blacksburg, VA
Contact
(540) 552-4211
Fax (301) 639-0804
tamie.frets@wellsfargo.com
Address
200 N Main St
Blacksburg, VA
Contact
(540) 552-4211
Fax (301) 639-0804
benjamin.creger@wellsfargo.com