Compare Today’s Refinance Rates for Laneview, Virginia

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Laneview, Virginia 22504. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Laneview and surrounding areas of Essex county, your expected lifetime cash savings are $18,669 or $52 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Laneview, Virginia 22504.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

37.768138 -76.711732

Summary of Average Refinance Terms in Laneview, Virginia 22504

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Laneview, VA

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Laneview, VA 22504, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Laneview, VA

Refinance Rates for Laneview, Virginia 22504 from 2014 - 2021

Below are historical data on refinancing in Laneview, Virginia and around Essex county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 67.32% 58.10% 62.70% 66.91% 72.71% 66.91% 69.03% 61.56%
avg refi rate 4.79% 4.42% 3.87% 3.69% 4.44% 4.05% 3.81% 3.96%
% 15 year fixed refinance 24.95% 30.60% 27.99% 26.28% 21.30% 24.26% 21.93% 31.83%
avg refi rate 4.20% 3.71% 3.21% 2.94% 3.43% 3.20% 2.98% 3.07%
Avg credit score 775.40 773.75 775.19 768.88 753.29 761.81 767.29 757.87
Avg LTV (loan to value) 58.98% 61.10% 60.71% 63.12% 66.54% 66.36% 67.82% 64.84%
Avg DTI (debt to income) 29.47 30.49 29.58 30.19 33.22 32.85 32.78 33.36
Avg refinance insurance % 0.47% 0.70% 0.93% 2.02% 2.63% 2.82% 3.72% 2.80%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Laneview, Virginia 22504

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Laneview, Virginia 22504, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Kim Thagholm

Sr. Loan Officer

4444 Germanna Hwy.Suite 195

Locust Grove, VA 22504

(843) 449-2250

kthagholm@alcovamortgage.com

Steve Waldrop

Loan Officer

645 Rappanhannock Drive

White Stone, VA 22504

(757) 659-0668

swaldrop@alcovamortgage.com

Jessica Cruise

Branch Manager

135 Queen Street � P.O. Box 1163

Tappahannock, VA 22504

(804) 443-3351

jcruise@colonialfarmcredit.com

Address

4444 Germanna Hwy.Suite 195

Locust Grove, VA

Contact

(843) 449-2250

Fax (301) 639-0804

kthagholm@alcovamortgage.com

Address

645 Rappanhannock Drive

White Stone, VA

Contact

(757) 659-0668

Fax (301) 639-0804

swaldrop@alcovamortgage.com

Address

135 Queen Street � P.O. Box 1163

Tappahannock, VA

Contact

(804) 443-3351

Fax (301) 639-0804

jcruise@colonialfarmcredit.com

Refinancing News for Laneview, Virginia 22504