Compare Today’s Refinance Rates for Lanexa, Virginia 23089
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Lanexa, Virginia 23089.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Lanexa, Virginia 23089. For 30-year amortization refinancing, you can expect lifetime cash savings of $10,613 or $29 per month in Lanexa and other parts of New Kent county.
Summary of Average Refinances in Lanexa, Virginia 23089
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Interactive Refinance Rate Projections for Lanexa, Virginia 23089
Pureloan has developed an interactive chart to monitor the five largest local lenders in Lanexa, VA 23089, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Lanexa, Virginia 23089 from 2024 - 2016
The following historical data provides insights into refinancing trends in Lanexa, Virginia and the surrounding New Kent county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 73.68% | 59.12% | 56.36% | 54.34% | 57.89% | 68.29% | 49.06% | 62.32% | 61.49% |
avg refi rate | 6.32% | 3.61% | 2.93% | 3.20% | 4.16% | 4.62% | 4.11% | 3.87% | 4.07% |
% 15 year fixed refinance | 10.53% | 23.56% | 25.39% | 29.81% | 28.48% | 22.56% | 35.47% | 26.33% | 26.27% |
avg refi rate | 4.93% | 2.64% | 2.41% | 2.74% | 3.54% | 3.90% | 3.37% | 3.12% | 3.22% |
Avg credit score | 762.63 | 749.06 | 759.95 | 765.59 | 757.67 | 751.55 | 754.16 | 759.11 | 758.79 |
Avg LTV (loan to value) | 62.74% | 62.20% | 66.27% | 69.42% | 69.58% | 67.36% | 68.37% | 72.59% | 74.88% |
Avg DTI (debt to income) | 32.32 | 31.59 | 30.06 | 30.40 | 32.61 | 33.01 | 31.63 | 32.36 | 32.07 |
Avg refinance insurance % | 1.95% | 1.89% | 2.38% | 3.24% | 3.30% | 3.21% | 3.21% | 5.38% | 6.06% |
Best Refinance Brokers around Lanexa, Virginia 23089
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Lanexa, Virginia 23089, we have compiled a list of top refinance brokers to assist you in the process.
Neil Thomas
Loan Officer
13505 Harbour Pointe Pkwy
Midlothian, VA 23089
(804) 639-2900
neil.thomas@wellsfargo.com
Michael Smith
Loan Officer
13505 Harbour Pointe Pkwy
Midlothian, VA 23089
(804) 639-2900
michael.smith@wellsfargo.com
Ross Plunkett
Loan Officer
13505 Harbour Pointe Pkwy
Midlothian, VA 23089
(804) 639-2900
ross.plunkett@wellsfargo.com
Kinsey Hewitt
Loan Officer
13505 Harbour Pointe Pkwy
Midlothian, VA 23089
(804) 639-2900
kinsey.hewitt@wellsfargo.com
Kimberlie Hicks
Loan Officer
13505 Harbour Pointe Pkwy
Midlothian, VA 23089
(804) 639-2900
kimberlie.hicks@wellsfargo.com
Address
13505 Harbour Pointe Pkwy
Midlothian, VA
Contact
(804) 639-2900
Fax (301) 639-0804
neil.thomas@wellsfargo.com
Address
13505 Harbour Pointe Pkwy
Midlothian, VA
Contact
(804) 639-2900
Fax (301) 639-0804
michael.smith@wellsfargo.com
Address
13505 Harbour Pointe Pkwy
Midlothian, VA
Contact
(804) 639-2900
Fax (301) 639-0804
ross.plunkett@wellsfargo.com