Compare Today’s Refinance Rates for Lexington, Virginia

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Lexington, Virginia 24450. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $23,528 or $65 / month in Lexington and other areas of Lexington City county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Lexington, Virginia 24450.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

37.788463 -79.458111

Summary of Average Refinance Terms in Lexington, Virginia 24450

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Lexington, VA

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Lexington, VA 24450, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Lexington, VA

Refinance Rates for Lexington, Virginia 24450 from 2014 - 2021

Below are historical data on refinancing in Lexington, Virginia and around Lexington City county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 60.30% 55.17% 56.36% 57.95% 59.91% 57.85% 57.35% 51.03%
avg refi rate 4.84% 4.46% 3.88% 3.64% 4.47% 3.96% 3.79% 3.83%
% 15 year fixed refinance 27.05% 28.93% 28.41% 30.89% 29.38% 27.74% 28.97% 34.54%
avg refi rate 4.20% 3.77% 3.22% 2.93% 3.50% 3.21% 3.03% 3.03%
Avg credit score 769.95 770.58 773.00 767.28 754.36 765.08 763.90 764.09
Avg LTV (loan to value) 56.39% 55.91% 56.55% 57.89% 63.76% 59.19% 59.36% 57.50%
Avg DTI (debt to income) 30.15 30.20 29.40 29.76 32.63 31.12 31.13 31.43
Avg refinance insurance % 0.54% 0.58% 0.86% 1.42% 2.35% 1.84% 1.92% 1.01%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Lexington, Virginia 24450

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Lexington, Virginia 24450, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Christine Tomlin

Mortgage Banker

221 South Main Street

Lexington, VA 24450

(540) 464-6841

christinetomlin@atlanticbay.com

Matt Crizer

Branch Manager

203 S. Main Street

Lexington, VA 24450

(843) 449-2250

mcrizer@alcovamortgage.com

PAMELA CRAWFORD

Home Loan Officer

Western Virginia 31 W. Washington St.

Lexington, VA 24450

(540) 463-4663

pamela.m.crawford@wellsfargo.com

STEPHEN PENDERGRASS

Home Loan Officer

Western Virginia 31 W. Washington St.

Lexington, VA 24450

(540) 463-4663

stephen.m.pendergrass@wellsfargo.com

TAMMIE ALDRIDGE

Home Loan Officer

Western Virginia 31 W. Washington St.

Lexington, VA 24450

(540) 463-4663

tammie.m.aldridge@wellsfargo.com

Address

221 South Main Street

Lexington, VA

Contact

(540) 464-6841

Fax (301) 639-0804

christinetomlin@atlanticbay.com

Address

203 S. Main Street

Lexington, VA

Contact

(843) 449-2250

Fax (301) 639-0804

mcrizer@alcovamortgage.com

Address

Western Virginia 31 W. Washington St.

Lexington, VA

Contact

(540) 463-4663

Fax (301) 639-0804

pamela.m.crawford@wellsfargo.com

Refinancing News for Lexington, Virginia 24450