Compare Today’s Refinance Rates for Lively, Virginia 22507
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Lively, Virginia 22507.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Lively, Virginia 22507. For 30-year amortization refinancing, you can expect lifetime cash savings of $17,551 or $49 per month in Lively and other parts of Lancaster county.
Summary of Average Refinances in Lively, Virginia 22507
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Interactive Refinance Rate Projections for Lively, Virginia 22507
Pureloan has developed an interactive chart to monitor the five largest local lenders in Lively, VA 22507, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Lively, Virginia 22507 from 2024 - 2016
The following historical data provides insights into refinancing trends in Lively, Virginia and the surrounding Lancaster county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 90.91% | 59.04% | 66.42% | 65.46% | 68.62% | 66.13% | 62.03% | 70.79% | 63.32% |
avg refi rate | 5.93% | 3.51% | 2.96% | 3.27% | 4.14% | 4.58% | 4.06% | 3.86% | 4.10% |
% 15 year fixed refinance | 9.09% | 21.77% | 21.00% | 19.39% | 20.50% | 24.19% | 29.54% | 20.63% | 25.10% |
avg refi rate | 5.38% | 2.68% | 2.46% | 2.82% | 3.61% | 3.91% | 3.34% | 3.11% | 3.31% |
Avg credit score | 737.00 | 740.04 | 764.03 | 758.06 | 748.68 | 748.18 | 756.64 | 761.36 | 759.60 |
Avg LTV (loan to value) | 59.09% | 60.84% | 67.92% | 72.07% | 73.66% | 71.20% | 72.39% | 73.41% | 72.19% |
Avg DTI (debt to income) | 37.00 | 32.40 | 31.34 | 31.17 | 32.94 | 33.52 | 31.89 | 31.16 | 30.56 |
Avg refinance insurance % | 1.20% | 2.73% | 4.88% | 6.10% | 4.78% | 5.24% | 5.72% | 4.68% |
Best Refinance Brokers around Lively, Virginia 22507
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Lively, Virginia 22507, we have compiled a list of top refinance brokers to assist you in the process.
Steve Waldrop
Loan Officer
645 Rappanhannock Drive
White Stone, VA 22507
(757) 659-0668
swaldrop@alcovamortgage.com
Jessica Cruise
Branch Manager
135 Queen Street � P.O. Box 1163
Tappahannock, VA 22507
(804) 443-3351
jcruise@colonialfarmcredit.com
Kim Thagholm
Sr. Loan Officer
4444 Germanna Hwy.Suite 195
Locust Grove, VA 22507
(843) 449-2250
kthagholm@alcovamortgage.com
Address
645 Rappanhannock Drive
White Stone, VA
Contact
(757) 659-0668
Fax (301) 639-0804
swaldrop@alcovamortgage.com
Address
135 Queen Street � P.O. Box 1163
Tappahannock, VA
Contact
(804) 443-3351
Fax (301) 639-0804
jcruise@colonialfarmcredit.com
Address
4444 Germanna Hwy.Suite 195
Locust Grove, VA
Contact
(843) 449-2250
Fax (301) 639-0804
kthagholm@alcovamortgage.com