Compare Today’s Refinance Rates for Louisa, Virginia

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Louisa, Virginia 23093. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Louisa and surrounding areas of Louisa county, your expected lifetime cash savings are $17,342 or $48 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Louisa, Virginia 23093.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

38.01317 -78.034666

Summary of Average Refinance Terms in Louisa, Virginia 23093

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Louisa, VA

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Louisa, VA 23093, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Louisa, VA

Refinance Rates for Louisa, Virginia 23093 from 2014 - 2021

Below are historical data on refinancing in Louisa, Virginia and around Louisa county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 56.48% 51.82% 53.12% 59.02% 66.40% 64.51% 65.94% 54.25%
avg refi rate 4.83% 4.51% 3.89% 3.70% 4.50% 4.08% 3.87% 3.97%
% 15 year fixed refinance 24.79% 27.07% 28.39% 29.36% 21.46% 20.98% 20.50% 25.51%
avg refi rate 4.21% 3.78% 3.23% 2.96% 3.50% 3.21% 3.06% 3.13%
Avg credit score 765.78 764.40 768.49 762.28 748.56 753.68 753.15 749.03
Avg LTV (loan to value) 63.19% 64.41% 65.88% 68.31% 72.50% 74.44% 72.89% 68.80%
Avg DTI (debt to income) 31.68 31.38 30.44 31.37 34.47 33.61 33.69 34.49
Avg refinance insurance % 1.34% 1.78% 2.26% 3.25% 5.34% 6.42% 5.12% 3.35%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Louisa, Virginia 23093

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Louisa, Virginia 23093, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Neil Thomas

Loan Officer

13505 Harbour Pointe Pkwy

Midlothian, VA 23093

(804) 639-2900

neil.thomas@wellsfargo.com

Michael Smith

Loan Officer

13505 Harbour Pointe Pkwy

Midlothian, VA 23093

(804) 639-2900

michael.smith@wellsfargo.com

Ross Plunkett

Loan Officer

13505 Harbour Pointe Pkwy

Midlothian, VA 23093

(804) 639-2900

ross.plunkett@wellsfargo.com

Kinsey Hewitt

Loan Officer

13505 Harbour Pointe Pkwy

Midlothian, VA 23093

(804) 639-2900

kinsey.hewitt@wellsfargo.com

Kimberlie Hicks

Loan Officer

13505 Harbour Pointe Pkwy

Midlothian, VA 23093

(804) 639-2900

kimberlie.hicks@wellsfargo.com

Address

13505 Harbour Pointe Pkwy

Midlothian, VA

Contact

(804) 639-2900

Fax (301) 639-0804

neil.thomas@wellsfargo.com

Address

13505 Harbour Pointe Pkwy

Midlothian, VA

Contact

(804) 639-2900

Fax (301) 639-0804

michael.smith@wellsfargo.com

Address

13505 Harbour Pointe Pkwy

Midlothian, VA

Contact

(804) 639-2900

Fax (301) 639-0804

ross.plunkett@wellsfargo.com

Refinancing News for Louisa, Virginia 23093

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