Compare Today’s Refinance Rates for Lovingston, Virginia

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Lovingston, Virginia 22949. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Lovingston and other areas of Nelson county, expected lifetime cash savings are $26,629 or $74 / month.

For Lovingston, Virginia 22949, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

37.792405 -78.868433

Summary of Average Refinance Terms in Lovingston, Virginia 22949

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Lovingston, VA

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Lovingston, VA 22949, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Lovingston, VA

Refinance Rates for Lovingston, Virginia 22949 from 2014 - 2021

Below are historical data on refinancing in Lovingston, Virginia and around Nelson county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 67.32% 58.10% 62.70% 66.91% 72.71% 66.91% 69.03% 61.56%
avg refi rate 4.79% 4.42% 3.87% 3.69% 4.44% 4.05% 3.81% 3.96%
% 15 year fixed refinance 24.95% 30.60% 27.99% 26.28% 21.30% 24.26% 21.93% 31.83%
avg refi rate 4.20% 3.71% 3.21% 2.94% 3.43% 3.20% 2.98% 3.07%
Avg credit score 775.40 773.75 775.19 768.88 753.29 761.81 767.29 757.87
Avg LTV (loan to value) 58.98% 61.10% 60.71% 63.12% 66.54% 66.36% 67.82% 64.84%
Avg DTI (debt to income) 29.47 30.49 29.58 30.19 33.22 32.85 32.78 33.36
Avg refinance insurance % 0.47% 0.70% 0.93% 2.02% 2.63% 2.82% 3.72% 2.80%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Lovingston, Virginia 22949

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Lovingston, Virginia 22949, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Cleve Brannock

Senior Loan Officer

2788 Hydraulic Rd

Charlottesville, VA 22949

(434) 975-2319

cbrannock@fultonmortgagecompany.com

Victoria Stratman

Regional Vice President

2788 Hydraulic Rd

Charlottesville, VA 22949

(703) 801-5361

vstratman@fultonmortgagecompany.com

Donna Harrington

Reverse Mortgage Loan Officer

285 Hydraulic Ridge Rd Ste 3

Charlottesville, VA 22949

(757) 321-6364

dharrington@fultonmortgagecompany.com

Jason Crigler

Loan Officer

620 Woodbrook Dr Ste 2

Charlottesville, VA 22949

(434) 975-5626

jason@crownmortgage.com

Steve Trunzo

Loan officer

944 Glenwood Station Ln

Charlottesville, VA 22949

(434) 974-1450

Strunzo@cfmortgagecorp.com

Address

2788 Hydraulic Rd

Charlottesville, VA

Contact

(434) 975-2319

Fax (301) 639-0804

cbrannock@fultonmortgagecompany.com

Address

2788 Hydraulic Rd

Charlottesville, VA

Contact

(703) 801-5361

Fax (301) 639-0804

vstratman@fultonmortgagecompany.com

Address

285 Hydraulic Ridge Rd Ste 3

Charlottesville, VA

Contact

(757) 321-6364

Fax (301) 639-0804

dharrington@fultonmortgagecompany.com

Refinancing News for Lovingston, Virginia 22949