Compare Today’s Refinance Rates for Lovingston, Virginia 22949
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Lovingston, Virginia 22949.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Lovingston, Virginia 22949. For 30-year amortization refinancing, you can expect lifetime cash savings of $15,045 or $42 per month in Lovingston and other parts of Nelson county.
Summary of Average Refinances in Lovingston, Virginia 22949
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Interactive Refinance Rate Projections for Lovingston, Virginia 22949
Pureloan has developed an interactive chart to monitor the five largest local lenders in Lovingston, VA 22949, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Lovingston, Virginia 22949 from 2024 - 2016
The following historical data provides insights into refinancing trends in Lovingston, Virginia and the surrounding Nelson county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 80.00% | 56.13% | 61.76% | 61.90% | 62.21% | 71.57% | 53.72% | 57.54% | 57.19% |
| avg refi rate | 6.50% | 3.45% | 2.92% | 3.21% | 4.09% | 4.58% | 4.10% | 3.86% | 4.03% |
| % 15 year fixed refinance | 28.22% | 22.68% | 23.87% | 24.05% | 18.63% | 32.23% | 25.98% | 28.10% | |
| avg refi rate | 2.57% | 2.42% | 2.76% | 3.62% | 3.90% | 3.25% | 3.05% | 3.27% | |
| Avg credit score | 756.40 | 758.96 | 766.19 | 769.86 | 762.00 | 750.37 | 761.67 | 765.34 | 764.34 |
| Avg LTV (loan to value) | 61.60% | 59.81% | 66.06% | 68.15% | 71.26% | 65.40% | 67.61% | 70.21% | 68.81% |
| Avg DTI (debt to income) | 37.40 | 31.36 | 31.42 | 30.53 | 32.69 | 33.28 | 32.11 | 30.51 | 30.62 |
| Avg refinance insurance % | 4.90% | 1.16% | 2.50% | 3.52% | 5.37% | 2.44% | 4.79% | 5.18% | 4.84% |
Best Refinance Brokers around Lovingston, Virginia 22949
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Lovingston, Virginia 22949, we have compiled a list of top refinance brokers to assist you in the process.
Cleve Brannock
Senior Loan Officer
2788 Hydraulic Rd
Charlottesville, VA 22949
(434) 975-2319
cbrannock@fultonmortgagecompany.com
Victoria Stratman
Regional Vice President
2788 Hydraulic Rd
Charlottesville, VA 22949
(703) 801-5361
vstratman@fultonmortgagecompany.com
Donna Harrington
Reverse Mortgage Loan Officer
285 Hydraulic Ridge Rd Ste 3
Charlottesville, VA 22949
(757) 321-6364
dharrington@fultonmortgagecompany.com
Jason Crigler
Loan Officer
620 Woodbrook Dr Ste 2
Charlottesville, VA 22949
(434) 975-5626
jason@crownmortgage.com
Steve Trunzo
Loan officer
944 Glenwood Station Ln
Charlottesville, VA 22949
(434) 974-1450
Strunzo@cfmortgagecorp.com
Address
2788 Hydraulic Rd
Charlottesville, VA
Contact
(434) 975-2319
Fax (301) 639-0804
cbrannock@fultonmortgagecompany.com
Address
2788 Hydraulic Rd
Charlottesville, VA
Contact
(703) 801-5361
Fax (301) 639-0804
vstratman@fultonmortgagecompany.com
Address
285 Hydraulic Ridge Rd Ste 3
Charlottesville, VA
Contact
(757) 321-6364
Fax (301) 639-0804
dharrington@fultonmortgagecompany.com