Compare Today’s Refinance Rates for Luray, Virginia

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Luray, Virginia 22835. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $18,817 or $52 / month in Luray and other areas of Page county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Luray, Virginia 22835.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

38.654839 -78.459559

Summary of Average Refinance Terms in Luray, Virginia 22835

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Luray, VA

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Luray, VA 22835, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Luray, VA

Refinance Rates for Luray, Virginia 22835 from 2014 - 2021

Below are historical data on refinancing in Luray, Virginia and around Page county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 67.32% 58.10% 62.70% 66.91% 72.71% 66.91% 69.03% 61.56%
avg refi rate 4.79% 4.42% 3.87% 3.69% 4.44% 4.05% 3.81% 3.96%
% 15 year fixed refinance 24.95% 30.60% 27.99% 26.28% 21.30% 24.26% 21.93% 31.83%
avg refi rate 4.20% 3.71% 3.21% 2.94% 3.43% 3.20% 2.98% 3.07%
Avg credit score 775.40 773.75 775.19 768.88 753.29 761.81 767.29 757.87
Avg LTV (loan to value) 58.98% 61.10% 60.71% 63.12% 66.54% 66.36% 67.82% 64.84%
Avg DTI (debt to income) 29.47 30.49 29.58 30.19 33.22 32.85 32.78 33.36
Avg refinance insurance % 0.47% 0.70% 0.93% 2.02% 2.63% 2.82% 3.72% 2.80%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Luray, Virginia 22835

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Luray, Virginia 22835, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

JONATHAN ISCHINGER

Home Loan Officer

1964 Evelyn Byrd Ave

Harrisonburg, VA 22835

(540) 801-6833

jonathan.ischinger@wellsfargo.com

BRADLEY AREHART

Home Loan Officer

1964 Evelyn Byrd Ave

Harrisonburg, VA 22835

(540) 801-6833

bradley.arehart@wellsfargo.com

AMANDA COUSINS

Home Loan Officer

1964 Evelyn Byrd Ave

Harrisonburg, VA 22835

(540) 801-6833

Amanda.L.Cousins@wellsfargo.com

Lisa Carper

Reverse Mortgage Advisor

2040 Deyerle Ave Ste 207

Harrisonburg, VA 22835

(540) 869-1675

lcarper@vbsmortgage.com

Veronica Amato

Mortgage Advisor- Bilingual

2040 Deyerle Ave Ste 207

Harrisonburg, VA 22835

(540) 208-1907

vamato@vbsmortgage.com

Address

1964 Evelyn Byrd Ave

Harrisonburg, VA

Contact

(540) 801-6833

Fax (301) 639-0804

jonathan.ischinger@wellsfargo.com

Address

1964 Evelyn Byrd Ave

Harrisonburg, VA

Contact

(540) 801-6833

Fax (301) 639-0804

bradley.arehart@wellsfargo.com

Address

1964 Evelyn Byrd Ave

Harrisonburg, VA

Contact

(540) 801-6833

Fax (301) 639-0804

Amanda.L.Cousins@wellsfargo.com

Refinancing News for Luray, Virginia 22835