Compare Today’s Refinance Rates for Lynchburg, Virginia

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Lynchburg, Virginia 24513. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Lynchburg and surrounding areas of Lynchburg City county, your expected lifetime cash savings are $20,569 or $57 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Lynchburg, Virginia 24513.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

37.3802 -79.1603

Summary of Average Refinance Terms in Lynchburg, Virginia 24513

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Lynchburg, VA

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Lynchburg, VA 24513, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Lynchburg, VA

Refinance Rates for Lynchburg, Virginia 24513 from 2014 - 2021

Below are historical data on refinancing in Lynchburg, Virginia and around Lynchburg City county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 60.30% 55.17% 56.36% 57.95% 59.91% 57.85% 57.35% 51.03%
avg refi rate 4.84% 4.46% 3.88% 3.64% 4.47% 3.96% 3.79% 3.83%
% 15 year fixed refinance 27.05% 28.93% 28.41% 30.89% 29.38% 27.74% 28.97% 34.54%
avg refi rate 4.20% 3.77% 3.22% 2.93% 3.50% 3.21% 3.03% 3.03%
Avg credit score 769.95 770.58 773.00 767.28 754.36 765.08 763.90 764.09
Avg LTV (loan to value) 56.39% 55.91% 56.55% 57.89% 63.76% 59.19% 59.36% 57.50%
Avg DTI (debt to income) 30.15 30.20 29.40 29.76 32.63 31.12 31.13 31.43
Avg refinance insurance % 0.54% 0.58% 0.86% 1.42% 2.35% 1.84% 1.92% 1.01%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Lynchburg, Virginia 24513

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Lynchburg, Virginia 24513, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Michael Rocco

Branch Manager

1317 Enterprise Drive

Lynchburg, VA 24513

(540) 464-6841

michaelrocco@atlanticbay.com

Sandy Speck

Branch Manager

101 Duncraig Drive Suite 107

Lynchburg, VA 24513

(540) 431-4343

sspeck@lendtheway.com

Sandy Speck

Sr. Mortgage Banker

1317 Enterprise Drive

Lynchburg, VA 24513

(434) 338-6235

sandraspeck@atlanticbay.com

Tammy Mikkelson

Mortgage Banker

1317 Enterprise Drive

Lynchburg, VA 24513

(434) 338-6233

tammymikkelson@atlanticbay.com

Rosalie Richman

Mortgage Loan Officer

2120 Langhorne Rd

Lynchburg, VA 24513

(434) 847-3820

RRichman@bbandt.com

Address

1317 Enterprise Drive

Lynchburg, VA

Contact

(540) 464-6841

Fax (301) 639-0804

michaelrocco@atlanticbay.com

Address

101 Duncraig Drive Suite 107

Lynchburg, VA

Contact

(540) 431-4343

Fax (301) 639-0804

sspeck@lendtheway.com

Address

1317 Enterprise Drive

Lynchburg, VA

Contact

(434) 338-6235

Fax (301) 639-0804

sandraspeck@atlanticbay.com

Refinancing News for Lynchburg, Virginia 24513