Compare Today’s Refinance Rates for Midland, Virginia 22728
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Midland, Virginia 22728.
With a 30-year amortization refinance in Midland and surrounding areas of Fauquier county, our calculations show that you can expect to save up to $15,858 over the lifetime of your mortgage, or a monthly savings of $44. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Midland, Virginia 22728.
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Summary of Average Refinances in Midland, Virginia 22728
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Refinance Rate Projections for Midland, Virginia 22728
Pureloan has developed an interactive chart to monitor the five largest local lenders in Midland, VA 22728, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Midland, Virginia 22728 from 2024 - 2016
The following historical data provides insights into refinancing trends in Midland, Virginia and the surrounding Fauquier county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 90.91% | 59.04% | 66.42% | 65.46% | 68.62% | 66.13% | 62.03% | 70.79% | 63.32% |
| avg refi rate | 5.93% | 3.51% | 2.96% | 3.27% | 4.14% | 4.58% | 4.06% | 3.86% | 4.10% |
| % 15 year fixed refinance | 9.09% | 21.77% | 21.00% | 19.39% | 20.50% | 24.19% | 29.54% | 20.63% | 25.10% |
| avg refi rate | 5.38% | 2.68% | 2.46% | 2.82% | 3.61% | 3.91% | 3.34% | 3.11% | 3.31% |
| Avg credit score | 737.00 | 740.04 | 764.03 | 758.06 | 748.68 | 748.18 | 756.64 | 761.36 | 759.60 |
| Avg LTV (loan to value) | 59.09% | 60.84% | 67.92% | 72.07% | 73.66% | 71.20% | 72.39% | 73.41% | 72.19% |
| Avg DTI (debt to income) | 37.00 | 32.40 | 31.34 | 31.17 | 32.94 | 33.52 | 31.89 | 31.16 | 30.56 |
| Avg refinance insurance % | 1.20% | 2.73% | 4.88% | 6.10% | 4.78% | 5.24% | 5.72% | 4.68% |
Best Refinance Brokers around Midland, Virginia 22728
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Midland, Virginia 22728, we have compiled a list of top refinance brokers to assist you in the process.
Name
Address
Contact
Blane Stewart
Loan officer
114 N West St
Culpeper, VA 22728
(540) 717-6237
bstewart@slshomeloans.com
Meredith Dunahoo
Loan officer
114 N West St
Culpeper, VA 22728
(540) 829-0030
mdunahoo@slshomeloans.com
Kathleen Hoffmaster
Mortgage Loan Officer
703 James Madison Hwy
Culpeper, VA 22728
(828) 437-4981
KHoffmaster@bbandt.com
Blane Stewart
Branch Manager
19373 Carpenters Branch Road
Brandy Station, VA 22728
(540) 829-0030
blanes@nfmlending.com
Address
114 N West St
Culpeper, VA
Contact
(540) 717-6237
Fax (301) 639-0804
bstewart@slshomeloans.com
Address
114 N West St
Culpeper, VA
Contact
(540) 829-0030
Fax (301) 639-0804
mdunahoo@slshomeloans.com
Address
703 James Madison Hwy
Culpeper, VA
Contact
(828) 437-4981
Fax (301) 639-0804
KHoffmaster@bbandt.com