Compare Today’s Refinance Rates for Midlothian, Virginia

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Midlothian, Virginia 23112. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Midlothian and other areas of Chesterfield county, expected lifetime cash savings are $33,308 or $93 / month.

For Midlothian, Virginia 23112, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

37.431027 -77.654458

Summary of Average Refinance Terms in Midlothian, Virginia 23112

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Midlothian, VA

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Midlothian, VA 23112, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Midlothian, VA

Refinance Rates for Midlothian, Virginia 23112 from 2014 - 2021

Below are historical data on refinancing in Midlothian, Virginia and around Chesterfield county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 56.48% 51.82% 53.12% 59.02% 66.40% 64.51% 65.94% 54.25%
avg refi rate 4.83% 4.51% 3.89% 3.70% 4.50% 4.08% 3.87% 3.97%
% 15 year fixed refinance 24.79% 27.07% 28.39% 29.36% 21.46% 20.98% 20.50% 25.51%
avg refi rate 4.21% 3.78% 3.23% 2.96% 3.50% 3.21% 3.06% 3.13%
Avg credit score 765.78 764.40 768.49 762.28 748.56 753.68 753.15 749.03
Avg LTV (loan to value) 63.19% 64.41% 65.88% 68.31% 72.50% 74.44% 72.89% 68.80%
Avg DTI (debt to income) 31.68 31.38 30.44 31.37 34.47 33.61 33.69 34.49
Avg refinance insurance % 1.34% 1.78% 2.26% 3.25% 5.34% 6.42% 5.12% 3.35%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Midlothian, Virginia 23112

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Midlothian, Virginia 23112, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Derrick Whitfield

Mortgage Loan Officer

15701 City View Drive

Midlothian, VA 23112

(804) 366-6542

derrick.whitfield@townebankmortgage.com

Randy Shaw

Jr. Mortgage Loan Officer Randy Shaw

15701 City View Drive

Midlothian, VA 23112

(804) 690-1002

randy.shaw@townebankmortgage.com

Brandon Reilly

Mortgage Loan Officer

15701 City View Drive

Midlothian, VA 23112

(804) 281-4440

brandon.reilly@townebankmortgage.com

Troy Pratt

Mortgage Loan Officer Troy Pratt

15701 City View Drive

Midlothian, VA 23112

(804) 503-2375

troy.pratt@townebankmortgage.com

Robert Magruder

Area Sales Manager Robert Magruder

15701 City View Drive

Midlothian, VA 23112

(804) 836-7293

robert.magruder@townebankmortgage.com

Address

15701 City View Drive

Midlothian, VA

Contact

(804) 366-6542

Fax (301) 639-0804

derrick.whitfield@townebankmortgage.com

Address

15701 City View Drive

Midlothian, VA

Contact

(804) 690-1002

Fax (301) 639-0804

randy.shaw@townebankmortgage.com

Address

15701 City View Drive

Midlothian, VA

Contact

(804) 281-4440

Fax (301) 639-0804

brandon.reilly@townebankmortgage.com

Refinancing News for Midlothian, Virginia 23112