Compare Today’s Refinance Rates for Modest Town, Virginia 23412
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Modest Town, Virginia 23412.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Modest Town, Virginia 23412. For 30-year amortization refinancing, you can expect lifetime cash savings of $9,134 or $25 per month in Modest Town and other parts of Accomack county.
Summary of Average Refinances in Modest Town, Virginia 23412
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Interactive Refinance Rate Projections for Modest Town, Virginia 23412
Pureloan has developed an interactive chart to monitor the five largest local lenders in Modest Town, VA 23412, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Modest Town, Virginia 23412 from 2024 - 2016
The following historical data provides insights into refinancing trends in Modest Town, Virginia and the surrounding Accomack county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 78.57% | 62.56% | 66.90% | 68.68% | 62.44% | 68.83% | 57.84% | 62.54% | 57.39% |
avg refi rate | 6.04% | 3.55% | 2.97% | 3.22% | 4.15% | 4.61% | 4.16% | 3.91% | 4.11% |
% 15 year fixed refinance | 7.14% | 22.99% | 20.12% | 18.99% | 24.42% | 22.94% | 28.79% | 27.35% | 32.98% |
avg refi rate | 5.75% | 2.70% | 2.45% | 2.81% | 3.60% | 3.95% | 3.28% | 3.15% | 3.30% |
Avg credit score | 756.00 | 743.00 | 759.60 | 763.85 | 758.84 | 753.16 | 756.90 | 761.84 | 762.33 |
Avg LTV (loan to value) | 70.36% | 63.86% | 68.12% | 71.77% | 71.52% | 70.09% | 70.23% | 71.15% | 68.46% |
Avg DTI (debt to income) | 39.36 | 34.11 | 32.27 | 32.16 | 34.50 | 33.71 | 33.48 | 33.02 | 32.25 |
Avg refinance insurance % | 10.36% | 1.56% | 2.82% | 4.82% | 5.80% | 4.18% | 4.33% | 5.03% | 4.59% |
Best Refinance Brokers around Modest Town, Virginia 23412
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Modest Town, Virginia 23412, we have compiled a list of top refinance brokers to assist you in the process.
Tommy Willcox
Loan Officer
786 Johnnie Dobbs Blvd.Mt
Pleasant, SC 23412
(843) 990-1223
tommy@ovmfinancial.com
Jim McNees
Branch Manager
932 Laskin Rd
Virginia Beach, VA 23412
(75) 734-0088
jmcnees@cfmortgagecorp.com
Jack Womble
Loan officer
932 Laskin Rd
Virginia Beach, VA 23412
(757) 340-0888
jwomble@cfmortgagecorp.com
Kris Lewis
Loan officer
932 Laskin Rd
Virginia Beach, VA 23412
(757) 340-0888
klewis@cfmortgagecorp.com
Marie Stewart
Loan officer
932 Laskin Rd
Virginia Beach, VA 23412
(757) 340-0888
mstewart@cfmortgagecorp.com
Address
786 Johnnie Dobbs Blvd.Mt
Pleasant, SC
Contact
(843) 990-1223
Fax (301) 639-0804
tommy@ovmfinancial.com
Address
932 Laskin Rd
Virginia Beach, VA
Contact
(75) 734-0088
Fax (301) 639-0804
jmcnees@cfmortgagecorp.com
Address
932 Laskin Rd
Virginia Beach, VA
Contact
(757) 340-0888
Fax (301) 639-0804
jwomble@cfmortgagecorp.com