Compare Today’s Refinance Rates for Montvale, Virginia

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Montvale, Virginia 24122. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $14,026 or $39 / month in Montvale and other areas of Bedford county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Montvale, Virginia 24122.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

37.40696 -79.717462

Summary of Average Refinance Terms in Montvale, Virginia 24122

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Montvale, VA

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Montvale, VA 24122, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Montvale, VA

Refinance Rates for Montvale, Virginia 24122 from 2014 - 2021

Below are historical data on refinancing in Montvale, Virginia and around Bedford county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 60.30% 55.17% 56.36% 57.95% 59.91% 57.85% 57.35% 51.03%
avg refi rate 4.84% 4.46% 3.88% 3.64% 4.47% 3.96% 3.79% 3.83%
% 15 year fixed refinance 27.05% 28.93% 28.41% 30.89% 29.38% 27.74% 28.97% 34.54%
avg refi rate 4.20% 3.77% 3.22% 2.93% 3.50% 3.21% 3.03% 3.03%
Avg credit score 769.95 770.58 773.00 767.28 754.36 765.08 763.90 764.09
Avg LTV (loan to value) 56.39% 55.91% 56.55% 57.89% 63.76% 59.19% 59.36% 57.50%
Avg DTI (debt to income) 30.15 30.20 29.40 29.76 32.63 31.12 31.13 31.43
Avg refinance insurance % 0.54% 0.58% 0.86% 1.42% 2.35% 1.84% 1.92% 1.01%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Montvale, Virginia 24122

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Montvale, Virginia 24122, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Tom Kulis

Mortgage Banker

1001 W Main St

Radford, VA 24122

tomkulis@atlanticbay.com

Bob Williams

VP/Mortgage Specialist

1623 E Main St

Salem, VA 24122

(540) 986-0270 Ext. 30

bobwilliams@atlanticbay.com

Melvin Scales

Branch Manager /Mortgage Specialist

1623 E Main St

Salem, VA 24122

(540) 986-0270 Ext. 31

melvinscales@atlanticbay.com

Jason Biaek

Senior Mortgage Banker

1623 E Main St

Salem, VA 24122

(540) 986-0270 Ext. 32

jasonbialek@atlanticbay.com

Kelli Mowbray

Senior Mortgage Banker

1623 E Main St

Salem, VA 24122

(540) 986-0270 Ext. 30

kellimowbray@atlanticbay.com

Address

1001 W Main St

Radford, VA

Contact

Fax (301) 639-0804

tomkulis@atlanticbay.com

Address

1623 E Main St

Salem, VA

Contact

(540) 986-0270 Ext. 30

Fax (301) 639-0804

bobwilliams@atlanticbay.com

Address

1623 E Main St

Salem, VA

Contact

(540) 986-0270 Ext. 31

Fax (301) 639-0804

melvinscales@atlanticbay.com

Refinancing News for Montvale, Virginia 24122

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