Compare Today’s Refinance Rates for Narrows, Virginia 24124
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Narrows, Virginia 24124.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Narrows, Virginia 24124. For 30-year amortization refinancing, you can expect lifetime cash savings of $3,995 or $11 per month in Narrows and other parts of Giles county.
Summary of Average Refinances in Narrows, Virginia 24124
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Interactive Refinance Rate Projections for Narrows, Virginia 24124
Pureloan has developed an interactive chart to monitor the five largest local lenders in Narrows, VA 24124, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Narrows, Virginia 24124 from 2024 - 2016
The following historical data provides insights into refinancing trends in Narrows, Virginia and the surrounding Giles county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 50.00% | 100.00% | 33.33% | ||||||
avg refi rate | 2.75% | 4.63% | 4.50% | ||||||
% 15 year fixed refinance | 50.00% | 33.33% | 100.00% | ||||||
avg refi rate | 2.70% | 2.50% | 3.63% | ||||||
Avg credit score | 775.00 | 748.50 | 745.00 | 748.33 | 750.00 | 800.00 | 766.00 | 741.33 | |
Avg LTV (loan to value) | 41.00% | 81.00% | 66.00% | 75.00% | 84.00% | 20.00% | 80.00% | 74.67% | |
Avg DTI (debt to income) | 37.00 | 38.50 | 30.33 | 34.33 | 38.00 | 5.00 | 15.00 | 32.67 | |
Avg refinance insurance % | 12.50% | 1.00% | 6.00% | 10.00% |
Best Refinance Brokers around Narrows, Virginia 24124
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Narrows, Virginia 24124, we have compiled a list of top refinance brokers to assist you in the process.
Tom Kulis
Mortgage Banker
1001 W Main St
Radford, VA 24124
tomkulis@atlanticbay.com
Bob Williams
VP/Mortgage Specialist
1623 E Main St
Salem, VA 24124
(540) 986-0270 Ext. 30
bobwilliams@atlanticbay.com
Melvin Scales
Branch Manager /Mortgage Specialist
1623 E Main St
Salem, VA 24124
(540) 986-0270 Ext. 31
melvinscales@atlanticbay.com
Jason Biaek
Senior Mortgage Banker
1623 E Main St
Salem, VA 24124
(540) 986-0270 Ext. 32
jasonbialek@atlanticbay.com
Kelli Mowbray
Senior Mortgage Banker
1623 E Main St
Salem, VA 24124
(540) 986-0270 Ext. 30
kellimowbray@atlanticbay.com
Address
1001 W Main St
Radford, VA
Contact
Fax (301) 639-0804
tomkulis@atlanticbay.com
Address
1623 E Main St
Salem, VA
Contact
(540) 986-0270 Ext. 30
Fax (301) 639-0804
bobwilliams@atlanticbay.com
Address
1623 E Main St
Salem, VA
Contact
(540) 986-0270 Ext. 31
Fax (301) 639-0804
melvinscales@atlanticbay.com