Compare Today’s Refinance Rates for New Canton, Virginia 23123
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in New Canton, Virginia 23123.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $10,992 over the lifetime of your mortgage, which translates to a monthly savings of $31 in New Canton and other areas of Buckingham county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in New Canton, Virginia 23123
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Interactive Refinance Rate Projections for New Canton, Virginia 23123
Pureloan has developed an interactive chart to monitor the five largest local lenders in New Canton, VA 23123, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in New Canton, Virginia 23123 from 2024 - 2016
The following historical data provides insights into refinancing trends in New Canton, Virginia and the surrounding Buckingham county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 80.00% | 61.36% | 61.13% | 63.00% | 62.39% | 62.40% | 56.07% | 64.63% | 63.83% |
avg refi rate | 6.09% | 3.51% | 2.94% | 3.22% | 4.11% | 4.47% | 4.04% | 3.85% | 4.08% |
% 15 year fixed refinance | 10.00% | 20.55% | 21.76% | 21.77% | 23.90% | 28.93% | 28.87% | 23.05% | 22.51% |
avg refi rate | 5.88% | 2.76% | 2.42% | 2.79% | 3.45% | 3.87% | 3.31% | 3.12% | 3.29% |
Avg credit score | 741.15 | 764.64 | 765.28 | 767.18 | 761.61 | 756.25 | 759.19 | 762.42 | 764.75 |
Avg LTV (loan to value) | 62.80% | 62.34% | 67.10% | 70.74% | 71.57% | 68.07% | 71.80% | 72.95% | 72.35% |
Avg DTI (debt to income) | 37.75 | 32.21 | 30.54 | 30.56 | 31.43 | 32.44 | 31.95 | 31.51 | 31.06 |
Avg refinance insurance % | 6.35% | 1.53% | 2.44% | 4.01% | 5.44% | 3.00% | 5.41% | 6.01% | 6.58% |
Best Refinance Brokers around New Canton, Virginia 23123
If you are considering refinancing your mortgage or obtaining a cash-out refinance in New Canton, Virginia 23123, we have compiled a list of top refinance brokers to assist you in the process.
Neil Thomas
Loan Officer
13505 Harbour Pointe Pkwy
Midlothian, VA 23123
(804) 639-2900
neil.thomas@wellsfargo.com
Michael Smith
Loan Officer
13505 Harbour Pointe Pkwy
Midlothian, VA 23123
(804) 639-2900
michael.smith@wellsfargo.com
Ross Plunkett
Loan Officer
13505 Harbour Pointe Pkwy
Midlothian, VA 23123
(804) 639-2900
ross.plunkett@wellsfargo.com
Kinsey Hewitt
Loan Officer
13505 Harbour Pointe Pkwy
Midlothian, VA 23123
(804) 639-2900
kinsey.hewitt@wellsfargo.com
Kimberlie Hicks
Loan Officer
13505 Harbour Pointe Pkwy
Midlothian, VA 23123
(804) 639-2900
kimberlie.hicks@wellsfargo.com
Address
13505 Harbour Pointe Pkwy
Midlothian, VA
Contact
(804) 639-2900
Fax (301) 639-0804
neil.thomas@wellsfargo.com
Address
13505 Harbour Pointe Pkwy
Midlothian, VA
Contact
(804) 639-2900
Fax (301) 639-0804
michael.smith@wellsfargo.com
Address
13505 Harbour Pointe Pkwy
Midlothian, VA
Contact
(804) 639-2900
Fax (301) 639-0804
ross.plunkett@wellsfargo.com