Compare Today’s Refinance Rates for North, Virginia 23128
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in North, Virginia 23128.
With a 30-year amortization refinance in North and surrounding areas of Mathews county, our calculations show that you can expect to save up to $12,452 over the lifetime of your mortgage, or a monthly savings of $35. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for North, Virginia 23128.
Summary of Average Refinances in North, Virginia 23128
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Interactive Refinance Rate Projections for North, Virginia 23128
Pureloan has developed an interactive chart to monitor the five largest local lenders in North, VA 23128, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in North, Virginia 23128 from 2024 - 2016
The following historical data provides insights into refinancing trends in North, Virginia and the surrounding Mathews county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 80.00% | 61.36% | 61.13% | 63.00% | 62.39% | 62.40% | 56.07% | 64.63% | 63.83% |
| avg refi rate | 6.09% | 3.51% | 2.94% | 3.22% | 4.11% | 4.47% | 4.04% | 3.85% | 4.08% |
| % 15 year fixed refinance | 10.00% | 20.55% | 21.76% | 21.77% | 23.90% | 28.93% | 28.87% | 23.05% | 22.51% |
| avg refi rate | 5.88% | 2.76% | 2.42% | 2.79% | 3.45% | 3.87% | 3.31% | 3.12% | 3.29% |
| Avg credit score | 741.15 | 764.64 | 765.28 | 767.18 | 761.61 | 756.25 | 759.19 | 762.42 | 764.75 |
| Avg LTV (loan to value) | 62.80% | 62.34% | 67.10% | 70.74% | 71.57% | 68.07% | 71.80% | 72.95% | 72.35% |
| Avg DTI (debt to income) | 37.75 | 32.21 | 30.54 | 30.56 | 31.43 | 32.44 | 31.95 | 31.51 | 31.06 |
| Avg refinance insurance % | 6.35% | 1.53% | 2.44% | 4.01% | 5.44% | 3.00% | 5.41% | 6.01% | 6.58% |
Best Refinance Brokers around North, Virginia 23128
If you are considering refinancing your mortgage or obtaining a cash-out refinance in North, Virginia 23128, we have compiled a list of top refinance brokers to assist you in the process.
Ernie Hazelwood
Loan Officer
3837 Old Buckingham Rd.Suite B
Powhatan, VA 23128
(843) 449-2250
ehazelwood@alcovamortgage.com
Loislynn Hazelwood
Loan Officer
3837 Old Buckingham Rd.Suite B
Powhatan, VA 23128
(843) 449-2250
lhazelwood@alcovamortgage.com
Frankie Jacques
Sr. Mortgage Banker
3837 Old Buckingham Rd.Suite B
Powhatan, VA 23128
(843) 449-2250
fjacques@alcovamortgage.com
Debi Jacques
Loan Officer
3837 Old Buckingham Rd.Suite B
Powhatan, VA 23128
(843) 449-2250
djacques@alcovamortgage.com
Justin Kellaway
Loan Coordinator - Loan Officer
3837 Old Buckingham Rd.Suite B
Powhatan, VA 23128
(843) 449-2250
jkellaway@alcovamortgage.com
Address
3837 Old Buckingham Rd.Suite B
Powhatan, VA
Contact
(843) 449-2250
Fax (301) 639-0804
ehazelwood@alcovamortgage.com
Address
3837 Old Buckingham Rd.Suite B
Powhatan, VA
Contact
(843) 449-2250
Fax (301) 639-0804
lhazelwood@alcovamortgage.com
Address
3837 Old Buckingham Rd.Suite B
Powhatan, VA
Contact
(843) 449-2250
Fax (301) 639-0804
fjacques@alcovamortgage.com