Compare Today’s Refinance Rates for North Garden, Virginia 22959
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in North Garden, Virginia 22959.
With a 30-year amortization refinance in North Garden and surrounding areas of Albemarle county, our calculations show that you can expect to save up to $11,955 over the lifetime of your mortgage, or a monthly savings of $33. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for North Garden, Virginia 22959.
Summary of Average Refinances in North Garden, Virginia 22959
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Interactive Refinance Rate Projections for North Garden, Virginia 22959
Pureloan has developed an interactive chart to monitor the five largest local lenders in North Garden, VA 22959, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in North Garden, Virginia 22959 from 2024 - 2016
The following historical data provides insights into refinancing trends in North Garden, Virginia and the surrounding Albemarle county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 80.00% | 56.13% | 61.76% | 61.90% | 62.21% | 71.57% | 53.72% | 57.54% | 57.19% |
avg refi rate | 6.50% | 3.45% | 2.92% | 3.21% | 4.09% | 4.58% | 4.10% | 3.86% | 4.03% |
% 15 year fixed refinance | 28.22% | 22.68% | 23.87% | 24.05% | 18.63% | 32.23% | 25.98% | 28.10% | |
avg refi rate | 2.57% | 2.42% | 2.76% | 3.62% | 3.90% | 3.25% | 3.05% | 3.27% | |
Avg credit score | 756.40 | 758.96 | 766.19 | 769.86 | 762.00 | 750.37 | 761.67 | 765.34 | 764.34 |
Avg LTV (loan to value) | 61.60% | 59.81% | 66.06% | 68.15% | 71.26% | 65.40% | 67.61% | 70.21% | 68.81% |
Avg DTI (debt to income) | 37.40 | 31.36 | 31.42 | 30.53 | 32.69 | 33.28 | 32.11 | 30.51 | 30.62 |
Avg refinance insurance % | 4.90% | 1.16% | 2.50% | 3.52% | 5.37% | 2.44% | 4.79% | 5.18% | 4.84% |
Best Refinance Brokers around North Garden, Virginia 22959
If you are considering refinancing your mortgage or obtaining a cash-out refinance in North Garden, Virginia 22959, we have compiled a list of top refinance brokers to assist you in the process.
Susan McCurry
Loan Officer
113 Chapman St
Orange, VA 22959
(540) 832-0688
smccurry@alcovamortgage.com
David Heyl
AVP
124A W Main St
Orange, VA 22959
(855) 367-6300
dheyl@brandmortgage.com
Rebecca Peek
Loan Officer
101 S Washington Hwy
Ashland, VA 22959
(804) 752-7900
rebecca.a.peek@wellsfargo.com
James Liesfeld
Loan Officer
101 S Washington Hwy
Ashland, VA 22959
(804) 752-7900
james.b.liesfeld@wellsfargo.com
Alan Henderson
Loan Officer
101 S Washington Hwy
Ashland, VA 22959
(804) 752-7900
alan.henderson@wellsfargo.com
Address
113 Chapman St
Orange, VA
Contact
(540) 832-0688
Fax (301) 639-0804
smccurry@alcovamortgage.com
Address
124A W Main St
Orange, VA
Contact
(855) 367-6300
Fax (301) 639-0804
dheyl@brandmortgage.com
Address
101 S Washington Hwy
Ashland, VA
Contact
(804) 752-7900
Fax (301) 639-0804
rebecca.a.peek@wellsfargo.com