Compare Today’s Refinance Rates for Oilville, Virginia

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Oilville, Virginia 23129. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $35,518 or $99 / month in Oilville and other areas of Goochland county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Oilville, Virginia 23129.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

37.708879 -77.769955

Summary of Average Refinance Terms in Oilville, Virginia 23129

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Oilville, VA

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Oilville, VA 23129, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Oilville, VA

Refinance Rates for Oilville, Virginia 23129 from 2014 - 2021

Below are historical data on refinancing in Oilville, Virginia and around Goochland county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 56.48% 51.82% 53.12% 59.02% 66.40% 64.51% 65.94% 54.25%
avg refi rate 4.83% 4.51% 3.89% 3.70% 4.50% 4.08% 3.87% 3.97%
% 15 year fixed refinance 24.79% 27.07% 28.39% 29.36% 21.46% 20.98% 20.50% 25.51%
avg refi rate 4.21% 3.78% 3.23% 2.96% 3.50% 3.21% 3.06% 3.13%
Avg credit score 765.78 764.40 768.49 762.28 748.56 753.68 753.15 749.03
Avg LTV (loan to value) 63.19% 64.41% 65.88% 68.31% 72.50% 74.44% 72.89% 68.80%
Avg DTI (debt to income) 31.68 31.38 30.44 31.37 34.47 33.61 33.69 34.49
Avg refinance insurance % 1.34% 1.78% 2.26% 3.25% 5.34% 6.42% 5.12% 3.35%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Oilville, Virginia 23129

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Oilville, Virginia 23129, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Ernie Hazelwood

Loan Officer

3837 Old Buckingham Rd.Suite B

Powhatan, VA 23129

(843) 449-2250

ehazelwood@alcovamortgage.com

Loislynn Hazelwood

Loan Officer

3837 Old Buckingham Rd.Suite B

Powhatan, VA 23129

(843) 449-2250

lhazelwood@alcovamortgage.com

Frankie Jacques

Sr. Mortgage Banker

3837 Old Buckingham Rd.Suite B

Powhatan, VA 23129

(843) 449-2250

fjacques@alcovamortgage.com

Debi Jacques

Loan Officer

3837 Old Buckingham Rd.Suite B

Powhatan, VA 23129

(843) 449-2250

djacques@alcovamortgage.com

Justin Kellaway

Loan Coordinator - Loan Officer

3837 Old Buckingham Rd.Suite B

Powhatan, VA 23129

(843) 449-2250

jkellaway@alcovamortgage.com

Address

3837 Old Buckingham Rd.Suite B

Powhatan, VA

Contact

(843) 449-2250

Fax (301) 639-0804

ehazelwood@alcovamortgage.com

Address

3837 Old Buckingham Rd.Suite B

Powhatan, VA

Contact

(843) 449-2250

Fax (301) 639-0804

lhazelwood@alcovamortgage.com

Address

3837 Old Buckingham Rd.Suite B

Powhatan, VA

Contact

(843) 449-2250

Fax (301) 639-0804

fjacques@alcovamortgage.com

Refinancing News for Oilville, Virginia 23129