Compare Today’s Refinance Rates for Ordinary, Virginia 23131
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Ordinary, Virginia 23131.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Ordinary, Virginia 23131. For 30-year amortization refinancing, you can expect lifetime cash savings of $16,501 or $46 per month in Ordinary and other parts of Gloucester county.
Summary of Average Refinances in Ordinary, Virginia 23131
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Interactive Refinance Rate Projections for Ordinary, Virginia 23131
Pureloan has developed an interactive chart to monitor the five largest local lenders in Ordinary, VA 23131, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Ordinary, Virginia 23131 from 2024 - 2016
The following historical data provides insights into refinancing trends in Ordinary, Virginia and the surrounding Gloucester county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 80.00% | 61.36% | 61.13% | 63.00% | 62.39% | 62.40% | 56.07% | 64.63% | 63.83% |
| avg refi rate | 6.09% | 3.51% | 2.94% | 3.22% | 4.11% | 4.47% | 4.04% | 3.85% | 4.08% |
| % 15 year fixed refinance | 10.00% | 20.55% | 21.76% | 21.77% | 23.90% | 28.93% | 28.87% | 23.05% | 22.51% |
| avg refi rate | 5.88% | 2.76% | 2.42% | 2.79% | 3.45% | 3.87% | 3.31% | 3.12% | 3.29% |
| Avg credit score | 741.15 | 764.64 | 765.28 | 767.18 | 761.61 | 756.25 | 759.19 | 762.42 | 764.75 |
| Avg LTV (loan to value) | 62.80% | 62.34% | 67.10% | 70.74% | 71.57% | 68.07% | 71.80% | 72.95% | 72.35% |
| Avg DTI (debt to income) | 37.75 | 32.21 | 30.54 | 30.56 | 31.43 | 32.44 | 31.95 | 31.51 | 31.06 |
| Avg refinance insurance % | 6.35% | 1.53% | 2.44% | 4.01% | 5.44% | 3.00% | 5.41% | 6.01% | 6.58% |
Best Refinance Brokers around Ordinary, Virginia 23131
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Ordinary, Virginia 23131, we have compiled a list of top refinance brokers to assist you in the process.
Ernie Hazelwood
Loan Officer
3837 Old Buckingham Rd.Suite B
Powhatan, VA 23131
(843) 449-2250
ehazelwood@alcovamortgage.com
Loislynn Hazelwood
Loan Officer
3837 Old Buckingham Rd.Suite B
Powhatan, VA 23131
(843) 449-2250
lhazelwood@alcovamortgage.com
Frankie Jacques
Sr. Mortgage Banker
3837 Old Buckingham Rd.Suite B
Powhatan, VA 23131
(843) 449-2250
fjacques@alcovamortgage.com
Debi Jacques
Loan Officer
3837 Old Buckingham Rd.Suite B
Powhatan, VA 23131
(843) 449-2250
djacques@alcovamortgage.com
Justin Kellaway
Loan Coordinator - Loan Officer
3837 Old Buckingham Rd.Suite B
Powhatan, VA 23131
(843) 449-2250
jkellaway@alcovamortgage.com
Address
3837 Old Buckingham Rd.Suite B
Powhatan, VA
Contact
(843) 449-2250
Fax (301) 639-0804
ehazelwood@alcovamortgage.com
Address
3837 Old Buckingham Rd.Suite B
Powhatan, VA
Contact
(843) 449-2250
Fax (301) 639-0804
lhazelwood@alcovamortgage.com
Address
3837 Old Buckingham Rd.Suite B
Powhatan, VA
Contact
(843) 449-2250
Fax (301) 639-0804
fjacques@alcovamortgage.com