Compare Today’s Refinance Rates for Oyster, Virginia

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Oyster, Virginia 23419. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Oyster and surrounding areas of Northampton county, your expected lifetime cash savings are $18,140 or $50 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Oyster, Virginia 23419.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

37.289444 -75.971667

Summary of Average Refinance Terms in Oyster, Virginia 23419

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Oyster, VA

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Oyster, VA 23419, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Oyster, VA

Refinance Rates for Oyster, Virginia 23419 from 2014 - 2021

Below are historical data on refinancing in Oyster, Virginia and around Northampton county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 56.48% 51.82% 53.12% 59.02% 66.40% 64.51% 65.94% 54.25%
avg refi rate 4.83% 4.51% 3.89% 3.70% 4.50% 4.08% 3.87% 3.97%
% 15 year fixed refinance 24.79% 27.07% 28.39% 29.36% 21.46% 20.98% 20.50% 25.51%
avg refi rate 4.21% 3.78% 3.23% 2.96% 3.50% 3.21% 3.06% 3.13%
Avg credit score 765.78 764.40 768.49 762.28 748.56 753.68 753.15 749.03
Avg LTV (loan to value) 63.19% 64.41% 65.88% 68.31% 72.50% 74.44% 72.89% 68.80%
Avg DTI (debt to income) 31.68 31.38 30.44 31.37 34.47 33.61 33.69 34.49
Avg refinance insurance % 1.34% 1.78% 2.26% 3.25% 5.34% 6.42% 5.12% 3.35%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Oyster, Virginia 23419

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Oyster, Virginia 23419, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Tommy Willcox

Loan Officer

786 Johnnie Dobbs Blvd.Mt

Pleasant, SC 23419

(843) 990-1223

tommy@ovmfinancial.com

Jim McNees

Branch Manager

932 Laskin Rd

Virginia Beach, VA 23419

(75) 734-0088

jmcnees@cfmortgagecorp.com

Jack Womble

Loan officer

932 Laskin Rd

Virginia Beach, VA 23419

(757) 340-0888

jwomble@cfmortgagecorp.com

Kris Lewis

Loan officer

932 Laskin Rd

Virginia Beach, VA 23419

(757) 340-0888

klewis@cfmortgagecorp.com

Marie Stewart

Loan officer

932 Laskin Rd

Virginia Beach, VA 23419

(757) 340-0888

mstewart@cfmortgagecorp.com

Address

786 Johnnie Dobbs Blvd.Mt

Pleasant, SC

Contact

(843) 990-1223

Fax (301) 639-0804

tommy@ovmfinancial.com

Address

932 Laskin Rd

Virginia Beach, VA

Contact

(75) 734-0088

Fax (301) 639-0804

jmcnees@cfmortgagecorp.com

Address

932 Laskin Rd

Virginia Beach, VA

Contact

(757) 340-0888

Fax (301) 639-0804

jwomble@cfmortgagecorp.com

Refinancing News for Oyster, Virginia 23419