Compare Today’s Refinance Rates for Palmyra, Virginia

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Palmyra, Virginia 22963. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Palmyra and other areas of Fluvanna county, expected lifetime cash savings are $32,234 or $90 / month.

For Palmyra, Virginia 22963, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

37.881807 -78.297983

Summary of Average Refinance Terms in Palmyra, Virginia 22963

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Palmyra, VA

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Palmyra, VA 22963, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Palmyra, VA

Refinance Rates for Palmyra, Virginia 22963 from 2014 - 2021

Below are historical data on refinancing in Palmyra, Virginia and around Fluvanna county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 67.32% 58.10% 62.70% 66.91% 72.71% 66.91% 69.03% 61.56%
avg refi rate 4.79% 4.42% 3.87% 3.69% 4.44% 4.05% 3.81% 3.96%
% 15 year fixed refinance 24.95% 30.60% 27.99% 26.28% 21.30% 24.26% 21.93% 31.83%
avg refi rate 4.20% 3.71% 3.21% 2.94% 3.43% 3.20% 2.98% 3.07%
Avg credit score 775.40 773.75 775.19 768.88 753.29 761.81 767.29 757.87
Avg LTV (loan to value) 58.98% 61.10% 60.71% 63.12% 66.54% 66.36% 67.82% 64.84%
Avg DTI (debt to income) 29.47 30.49 29.58 30.19 33.22 32.85 32.78 33.36
Avg refinance insurance % 0.47% 0.70% 0.93% 2.02% 2.63% 2.82% 3.72% 2.80%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Palmyra, Virginia 22963

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Palmyra, Virginia 22963, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Susan McCurry

Loan Officer

113 Chapman St

Orange, VA 22963

(540) 832-0688

smccurry@alcovamortgage.com

David Heyl

AVP

124A W Main St

Orange, VA 22963

(855) 367-6300

dheyl@brandmortgage.com

Rebecca Peek

Loan Officer

101 S Washington Hwy

Ashland, VA 22963

(804) 752-7900

rebecca.a.peek@wellsfargo.com

James Liesfeld

Loan Officer

101 S Washington Hwy

Ashland, VA 22963

(804) 752-7900

james.b.liesfeld@wellsfargo.com

Alan Henderson

Loan Officer

101 S Washington Hwy

Ashland, VA 22963

(804) 752-7900

alan.henderson@wellsfargo.com

Address

113 Chapman St

Orange, VA

Contact

(540) 832-0688

Fax (301) 639-0804

smccurry@alcovamortgage.com

Address

124A W Main St

Orange, VA

Contact

(855) 367-6300

Fax (301) 639-0804

dheyl@brandmortgage.com

Address

101 S Washington Hwy

Ashland, VA

Contact

(804) 752-7900

Fax (301) 639-0804

rebecca.a.peek@wellsfargo.com

Refinancing News for Palmyra, Virginia 22963