Compare Today’s Refinance Rates for Phenix, Virginia

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Phenix, Virginia 23959. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Phenix and other areas of Charlotte county, expected lifetime cash savings are $13,790 or $38 / month.

For Phenix, Virginia 23959, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

37.092506 -78.791195

Summary of Average Refinance Terms in Phenix, Virginia 23959

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Phenix, VA

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Phenix, VA 23959, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Phenix, VA

Refinance Rates for Phenix, Virginia 23959 from 2014 - 2021

Below are historical data on refinancing in Phenix, Virginia and around Charlotte county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 56.48% 51.82% 53.12% 59.02% 66.40% 64.51% 65.94% 54.25%
avg refi rate 4.83% 4.51% 3.89% 3.70% 4.50% 4.08% 3.87% 3.97%
% 15 year fixed refinance 24.79% 27.07% 28.39% 29.36% 21.46% 20.98% 20.50% 25.51%
avg refi rate 4.21% 3.78% 3.23% 2.96% 3.50% 3.21% 3.06% 3.13%
Avg credit score 765.78 764.40 768.49 762.28 748.56 753.68 753.15 749.03
Avg LTV (loan to value) 63.19% 64.41% 65.88% 68.31% 72.50% 74.44% 72.89% 68.80%
Avg DTI (debt to income) 31.68 31.38 30.44 31.37 34.47 33.61 33.69 34.49
Avg refinance insurance % 1.34% 1.78% 2.26% 3.25% 5.34% 6.42% 5.12% 3.35%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Phenix, Virginia 23959

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Phenix, Virginia 23959, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Melanie Turner

Loan Officer

3559 Fairystone Park Hwy

Bassett, VA 23959

(276) 629-5312

melanie.a.turner@wellsfargo.com

Tamie Frets

Loan Officer

200 N Main St

Blacksburg, VA 23959

(540) 552-4211

tamie.frets@wellsfargo.com

Benjamin Creger

Loan Officer

200 N Main St

Blacksburg, VA 23959

(540) 552-4211

benjamin.creger@wellsfargo.com

Kelly Good

Branch Manager/Loan Officer

2001 S Main St Ste 103

Blacksburg, VA 23959

(540) 440-5279

kgood@alcovamortgage.com

Brandon Nicely

Branch Manager

2001 S Main St Ste 103

Blacksburg, VA 23959

(877) 552-7150

brandon@alcovamortgage.com

Address

3559 Fairystone Park Hwy

Bassett, VA

Contact

(276) 629-5312

Fax (301) 639-0804

melanie.a.turner@wellsfargo.com

Address

200 N Main St

Blacksburg, VA

Contact

(540) 552-4211

Fax (301) 639-0804

tamie.frets@wellsfargo.com

Address

200 N Main St

Blacksburg, VA

Contact

(540) 552-4211

Fax (301) 639-0804

benjamin.creger@wellsfargo.com

Refinancing News for Phenix, Virginia 23959