Compare Today’s Refinance Rates for Pound, Virginia 24279
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Pound, Virginia 24279.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Pound, Virginia 24279. For 30-year amortization refinancing, you can expect lifetime cash savings of $3,766 or $10 per month in Pound and other parts of Wise county.
Summary of Average Refinances in Pound, Virginia 24279
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Interactive Refinance Rate Projections for Pound, Virginia 24279
Pureloan has developed an interactive chart to monitor the five largest local lenders in Pound, VA 24279, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Pound, Virginia 24279 from 2024 - 2016
The following historical data provides insights into refinancing trends in Pound, Virginia and the surrounding Wise county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 50.00% | 100.00% | 33.33% | ||||||
| avg refi rate | 2.75% | 4.63% | 4.50% | ||||||
| % 15 year fixed refinance | 50.00% | 33.33% | 100.00% | ||||||
| avg refi rate | 2.70% | 2.50% | 3.63% | ||||||
| Avg credit score | 775.00 | 748.50 | 745.00 | 748.33 | 750.00 | 800.00 | 766.00 | 741.33 | |
| Avg LTV (loan to value) | 41.00% | 81.00% | 66.00% | 75.00% | 84.00% | 20.00% | 80.00% | 74.67% | |
| Avg DTI (debt to income) | 37.00 | 38.50 | 30.33 | 34.33 | 38.00 | 5.00 | 15.00 | 32.67 | |
| Avg refinance insurance % | 12.50% | 1.00% | 6.00% | 10.00% |
Best Refinance Brokers around Pound, Virginia 24279
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Pound, Virginia 24279, we have compiled a list of top refinance brokers to assist you in the process.
Erick Hash
Mortgage Banker
948 E Stuart Dr
Galax, VA 24279
(276) 236-8208
erickhash@atlanticbay.com
Kevin Weatherman
Loan Officer
1020 E Stuart Dr
Galax, VA 24279
(276) 236-7777
kweatherman@alcovamortgage.com
Deborah Eaton
Mortgage Loan Officer
1105 Bob White Blvd
Pulaski, VA 24279
(540) 267-8052
dbeaton@bbandt.com
Hugh Covington
Mortgage Banker
2851 Carrollton Pike, Suite 1A
Woodlawn, VA 24279
(336) 287-2904
hughcovington@atlanticbay.com
Robin Fincher
Loan Officer
1020 East Stuart Dr.
Galax, VA 24279
(843) 449-2250
rfincher@alcovamortgage.com
Address
948 E Stuart Dr
Galax, VA
Contact
(276) 236-8208
Fax (301) 639-0804
erickhash@atlanticbay.com
Address
1020 E Stuart Dr
Galax, VA
Contact
(276) 236-7777
Fax (301) 639-0804
kweatherman@alcovamortgage.com
Address
1105 Bob White Blvd
Pulaski, VA
Contact
(540) 267-8052
Fax (301) 639-0804
dbeaton@bbandt.com