Compare Today’s Refinance Rates for Pounding Mill, Virginia 24637
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Pounding Mill, Virginia 24637.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Pounding Mill, Virginia 24637. For 30-year amortization refinancing, you can expect lifetime cash savings of $2,422 or $7 per month in Pounding Mill and other parts of Tazewell county.
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Summary of Average Refinances in Pounding Mill, Virginia 24637
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Refinance Rate Projections for Pounding Mill, Virginia 24637
Pureloan has developed an interactive chart to monitor the five largest local lenders in Pounding Mill, VA 24637, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Pounding Mill, Virginia 24637 from 2024 - 2016
The following historical data provides insights into refinancing trends in Pounding Mill, Virginia and the surrounding Tazewell county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 38.89% | 45.65% | 40.91% | 62.50% | 50.00% | 38.46% | 64.71% | 62.50% | |
| avg refi rate | 3.73% | 3.06% | 3.17% | 4.52% | 4.88% | 4.16% | 4.10% | 4.03% | |
| % 15 year fixed refinance | 22.22% | 32.61% | 36.36% | 12.50% | 16.67% | 38.46% | 23.53% | 25.00% | |
| avg refi rate | 3.12% | 2.41% | 2.82% | 4.63% | 4.50% | 3.07% | 2.94% | 3.41% | |
| Avg credit score | 718.78 | 762.30 | 747.80 | 748.63 | 742.00 | 747.85 | 734.65 | 752.44 | |
| Avg LTV (loan to value) | 69.94% | 67.89% | 72.66% | 79.88% | 73.67% | 68.08% | 74.59% | 76.25% | |
| Avg DTI (debt to income) | 33.00 | 31.02 | 28.91 | 34.88 | 35.17 | 29.08 | 32.65 | 30.75 | |
| Avg refinance insurance % | 2.33% | 2.65% | 4.27% | 6.88% | 8.33% | 2.85% | 4.59% | 9.06% |
Best Refinance Brokers around Pounding Mill, Virginia 24637
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Pounding Mill, Virginia 24637, we have compiled a list of top refinance brokers to assist you in the process.
Name
Address
Contact
Philip Cook
Loan Officer
20089 Riverside Dr
Grundy, VA 24637
(276) 935-3444
philip.cook@trupointbank.com
Drema Looney
Loan Officer
20089 Riverside Dr
Grundy, VA 24637
(276) 964-7445
drema.looney@trupointbank.com
Regina Belcher
Loan Officer
20089 Riverside Dr
Grundy, VA 24637
(276) 623-5200
regina.belcher@trupointbank.com
Address
20089 Riverside Dr
Grundy, VA
Contact
(276) 935-3444
Fax (301) 639-0804
philip.cook@trupointbank.com
Address
20089 Riverside Dr
Grundy, VA
Contact
(276) 964-7445
Fax (301) 639-0804
drema.looney@trupointbank.com
Address
20089 Riverside Dr
Grundy, VA
Contact
(276) 623-5200
Fax (301) 639-0804
regina.belcher@trupointbank.com