Compare Today’s Refinance Rates for Powhatan, Virginia 23139
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Powhatan, Virginia 23139.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Powhatan, Virginia 23139. For 30-year amortization refinancing, you can expect lifetime cash savings of $2,802 or $8 per month in Powhatan and other parts of Powhatan county.
Summary of Average Refinances in Powhatan, Virginia 23139
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Interactive Refinance Rate Projections for Powhatan, Virginia 23139
Pureloan has developed an interactive chart to monitor the five largest local lenders in Powhatan, VA 23139, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Powhatan, Virginia 23139 from 2024 - 2016
The following historical data provides insights into refinancing trends in Powhatan, Virginia and the surrounding Powhatan county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 80.00% | 61.36% | 61.13% | 63.00% | 62.39% | 62.40% | 56.07% | 64.63% | 63.83% |
avg refi rate | 6.09% | 3.51% | 2.94% | 3.22% | 4.11% | 4.47% | 4.04% | 3.85% | 4.08% |
% 15 year fixed refinance | 10.00% | 20.55% | 21.76% | 21.77% | 23.90% | 28.93% | 28.87% | 23.05% | 22.51% |
avg refi rate | 5.88% | 2.76% | 2.42% | 2.79% | 3.45% | 3.87% | 3.31% | 3.12% | 3.29% |
Avg credit score | 741.15 | 764.64 | 765.28 | 767.18 | 761.61 | 756.25 | 759.19 | 762.42 | 764.75 |
Avg LTV (loan to value) | 62.80% | 62.34% | 67.10% | 70.74% | 71.57% | 68.07% | 71.80% | 72.95% | 72.35% |
Avg DTI (debt to income) | 37.75 | 32.21 | 30.54 | 30.56 | 31.43 | 32.44 | 31.95 | 31.51 | 31.06 |
Avg refinance insurance % | 6.35% | 1.53% | 2.44% | 4.01% | 5.44% | 3.00% | 5.41% | 6.01% | 6.58% |
Best Refinance Brokers around Powhatan, Virginia 23139
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Powhatan, Virginia 23139, we have compiled a list of top refinance brokers to assist you in the process.
Justin Kellaway
Loan Coordinator - Loan Officer
3837 Old Buckingham Rd.Suite B
Powhatan, VA 23139
(843) 449-2250
jkellaway@alcovamortgage.com
Debi Jacques
Loan Officer
3837 Old Buckingham Rd.Suite B
Powhatan, VA 23139
(843) 449-2250
djacques@alcovamortgage.com
Frankie Jacques
Sr. Mortgage Banker
3837 Old Buckingham Rd.Suite B
Powhatan, VA 23139
(843) 449-2250
fjacques@alcovamortgage.com
Loislynn Hazelwood
Loan Officer
3837 Old Buckingham Rd.Suite B
Powhatan, VA 23139
(843) 449-2250
lhazelwood@alcovamortgage.com
Ernie Hazelwood
Loan Officer
3837 Old Buckingham Rd.Suite B
Powhatan, VA 23139
(843) 449-2250
ehazelwood@alcovamortgage.com
Address
3837 Old Buckingham Rd.Suite B
Powhatan, VA
Contact
(843) 449-2250
Fax (301) 639-0804
jkellaway@alcovamortgage.com
Address
3837 Old Buckingham Rd.Suite B
Powhatan, VA
Contact
(843) 449-2250
Fax (301) 639-0804
djacques@alcovamortgage.com
Address
3837 Old Buckingham Rd.Suite B
Powhatan, VA
Contact
(843) 449-2250
Fax (301) 639-0804
fjacques@alcovamortgage.com