Compare Today’s Refinance Rates for Prospect, Virginia

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Prospect, Virginia 23960. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Prospect and surrounding areas of Prince Edward county, your expected lifetime cash savings are $16,551 or $46 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Prospect, Virginia 23960.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

37.305838 -78.546162

Summary of Average Refinance Terms in Prospect, Virginia 23960

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Prospect, VA

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Prospect, VA 23960, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Prospect, VA

Refinance Rates for Prospect, Virginia 23960 from 2014 - 2021

Below are historical data on refinancing in Prospect, Virginia and around Prince Edward county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 56.48% 51.82% 53.12% 59.02% 66.40% 64.51% 65.94% 54.25%
avg refi rate 4.83% 4.51% 3.89% 3.70% 4.50% 4.08% 3.87% 3.97%
% 15 year fixed refinance 24.79% 27.07% 28.39% 29.36% 21.46% 20.98% 20.50% 25.51%
avg refi rate 4.21% 3.78% 3.23% 2.96% 3.50% 3.21% 3.06% 3.13%
Avg credit score 765.78 764.40 768.49 762.28 748.56 753.68 753.15 749.03
Avg LTV (loan to value) 63.19% 64.41% 65.88% 68.31% 72.50% 74.44% 72.89% 68.80%
Avg DTI (debt to income) 31.68 31.38 30.44 31.37 34.47 33.61 33.69 34.49
Avg refinance insurance % 1.34% 1.78% 2.26% 3.25% 5.34% 6.42% 5.12% 3.35%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Prospect, Virginia 23960

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Prospect, Virginia 23960, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Melanie Turner

Loan Officer

3559 Fairystone Park Hwy

Bassett, VA 23960

(276) 629-5312

melanie.a.turner@wellsfargo.com

Tamie Frets

Loan Officer

200 N Main St

Blacksburg, VA 23960

(540) 552-4211

tamie.frets@wellsfargo.com

Benjamin Creger

Loan Officer

200 N Main St

Blacksburg, VA 23960

(540) 552-4211

benjamin.creger@wellsfargo.com

Kelly Good

Branch Manager/Loan Officer

2001 S Main St Ste 103

Blacksburg, VA 23960

(540) 440-5279

kgood@alcovamortgage.com

Brandon Nicely

Branch Manager

2001 S Main St Ste 103

Blacksburg, VA 23960

(877) 552-7150

brandon@alcovamortgage.com

Address

3559 Fairystone Park Hwy

Bassett, VA

Contact

(276) 629-5312

Fax (301) 639-0804

melanie.a.turner@wellsfargo.com

Address

200 N Main St

Blacksburg, VA

Contact

(540) 552-4211

Fax (301) 639-0804

tamie.frets@wellsfargo.com

Address

200 N Main St

Blacksburg, VA

Contact

(540) 552-4211

Fax (301) 639-0804

benjamin.creger@wellsfargo.com

Refinancing News for Prospect, Virginia 23960