Compare Today’s Refinance Rates for Raphine, Virginia

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Raphine, Virginia 24472. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $22,505 or $63 / month in Raphine and other areas of Rockbridge county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Raphine, Virginia 24472.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

37.937353 -79.221903

Summary of Average Refinance Terms in Raphine, Virginia 24472

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Raphine, VA

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Raphine, VA 24472, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Raphine, VA

Refinance Rates for Raphine, Virginia 24472 from 2014 - 2021

Below are historical data on refinancing in Raphine, Virginia and around Rockbridge county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 60.30% 55.17% 56.36% 57.95% 59.91% 57.85% 57.35% 51.03%
avg refi rate 4.84% 4.46% 3.88% 3.64% 4.47% 3.96% 3.79% 3.83%
% 15 year fixed refinance 27.05% 28.93% 28.41% 30.89% 29.38% 27.74% 28.97% 34.54%
avg refi rate 4.20% 3.77% 3.22% 2.93% 3.50% 3.21% 3.03% 3.03%
Avg credit score 769.95 770.58 773.00 767.28 754.36 765.08 763.90 764.09
Avg LTV (loan to value) 56.39% 55.91% 56.55% 57.89% 63.76% 59.19% 59.36% 57.50%
Avg DTI (debt to income) 30.15 30.20 29.40 29.76 32.63 31.12 31.13 31.43
Avg refinance insurance % 0.54% 0.58% 0.86% 1.42% 2.35% 1.84% 1.92% 1.01%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Raphine, Virginia 24472

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Raphine, Virginia 24472, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Douglas Jacobs

Loan Officer

101 N Bridge St

Bedford, VA 24472

(540) 586-8292

douglas.b.jacobs@wellsfargo.com

Jason Owens

Loan Officer

101 N Bridge St

Bedford, VA 24472

(540) 586-8292

jason.owens@wellsfargo.com

Regina Moskall

Loan Officer

101 N Bridge St

Bedford, VA 24472

(540) 586-8292

regina.moskall@wellsfargo.com

Shirley Falwell

Branch Manager

102 Annjo Ct

Forest, VA 24472

(434) 385-0700

sfalwell@cfmortgagecorp.com

Katherine Tabb

Loan Officer

1037 Main St

Altavista, VA 24472

(434) 369-4761

katherine.tabb@wellsfargo.com

Address

101 N Bridge St

Bedford, VA

Contact

(540) 586-8292

Fax (301) 639-0804

douglas.b.jacobs@wellsfargo.com

Address

101 N Bridge St

Bedford, VA

Contact

(540) 586-8292

Fax (301) 639-0804

jason.owens@wellsfargo.com

Address

101 N Bridge St

Bedford, VA

Contact

(540) 586-8292

Fax (301) 639-0804

regina.moskall@wellsfargo.com

Refinancing News for Raphine, Virginia 24472