Compare Today’s Refinance Rates for Richmond, Virginia

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Richmond, Virginia 23219. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $3,385 or $9 / month in Richmond and other areas of Richmond City county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Richmond, Virginia 23219.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Richmond, Virginia 23219

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Richmond, VA

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Richmond, VA 23219, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Richmond, VA

Refinance Rates for Richmond, Virginia 23219 from 2013 - 2020

Below are historical data on refinancing in Richmond, Virginia and around Richmond City county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 56.48% 51.82% 53.12% 59.02% 66.40% 64.51% 65.94% 54.25%
avg refi rate 4.83% 4.51% 3.89% 3.70% 4.50% 4.08% 3.87% 3.97%
% 15 year fixed refinance 24.79% 27.07% 28.39% 29.36% 21.46% 20.98% 20.50% 25.51%
avg refi rate 4.21% 3.78% 3.23% 2.96% 3.50% 3.21% 3.06% 3.13%
Avg credit score 765.78 764.40 768.49 762.28 748.56 753.68 753.15 749.03
Avg LTV (loan to value) 63.19% 64.41% 65.88% 68.31% 72.50% 74.44% 72.89% 68.80%
Avg DTI (debt to income) 31.68 31.38 30.44 31.37 34.47 33.61 33.69 34.49
Avg refinance insurance % 1.34% 1.78% 2.26% 3.25% 5.34% 6.42% 5.12% 3.35%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Richmond, Virginia 23219

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Richmond, Virginia 23219, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Thang Truong

Loan Officer

4001 Lauderdale Drive

Richmond, VA 23219

(804) 205-5563

thang.truong@vacu.org

Vickie Tiller

Loan Officer

4001 Lauderdale Drive

Richmond, VA 23219

(540) 785-4373

vickie.tiller@vacu.org

Alexis Thomas

Loan Officer

4001 Lauderdale Drive

Richmond, VA 23219

(540) 785-4314

alexis.thomas@vacu.org

Cynthia Taylor

Loan Officer

4001 Lauderdale Drive

Richmond, VA 23219

(804) 201-2914

cynthia.taylor@vacu.org

Monica Sutton

Loan Officer

4001 Lauderdale Drive

Richmond, VA 23219

(804) 591-4861

monica.sutton@vacu.org

Address

4001 Lauderdale Drive

Richmond, VA

Contact

(804) 205-5563

Fax (301) 639-0804

thang.truong@vacu.org

Address

4001 Lauderdale Drive

Richmond, VA

Contact

(540) 785-4373

Fax (301) 639-0804

vickie.tiller@vacu.org

Address

4001 Lauderdale Drive

Richmond, VA

Contact

(540) 785-4314

Fax (301) 639-0804

alexis.thomas@vacu.org

Refinancing News for Richmond, Virginia 23219