Compare Today’s Refinance Rates for Ringgold, Virginia 24586
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Ringgold, Virginia 24586.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Ringgold, Virginia 24586. For 30-year amortization refinancing, you can expect lifetime cash savings of $7,810 or $22 per month in Ringgold and other parts of Pittsylvania county.
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Summary of Average Refinances in Ringgold, Virginia 24586
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Refinance Rate Projections for Ringgold, Virginia 24586
Pureloan has developed an interactive chart to monitor the five largest local lenders in Ringgold, VA 24586, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Ringgold, Virginia 24586 from 2024 - 2016
The following historical data provides insights into refinancing trends in Ringgold, Virginia and the surrounding Pittsylvania county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 92.59% | 55.21% | 51.53% | 54.12% | 57.94% | 64.29% | 52.00% | 56.67% | 56.34% |
| avg refi rate | 6.64% | 3.89% | 2.99% | 3.24% | 4.39% | 4.65% | 4.21% | 3.90% | 4.08% |
| % 15 year fixed refinance | 7.41% | 25.35% | 29.32% | 28.27% | 26.64% | 32.14% | 37.00% | 28.52% | 26.49% |
| avg refi rate | 6.13% | 2.78% | 2.48% | 2.80% | 3.66% | 3.83% | 3.38% | 3.19% | 3.37% |
| Avg credit score | 744.81 | 747.18 | 761.59 | 763.34 | 752.21 | 752.86 | 751.53 | 754.17 | 754.05 |
| Avg LTV (loan to value) | 66.33% | 63.97% | 68.19% | 71.22% | 71.36% | 68.61% | 70.17% | 71.40% | 71.63% |
| Avg DTI (debt to income) | 36.22 | 33.05 | 30.52 | 30.46 | 31.59 | 31.82 | 32.76 | 30.76 | 30.09 |
| Avg refinance insurance % | 5.41% | 1.61% | 2.54% | 4.78% | 5.68% | 4.36% | 4.07% | 4.77% | 4.38% |
Best Refinance Brokers around Ringgold, Virginia 24586
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Ringgold, Virginia 24586, we have compiled a list of top refinance brokers to assist you in the process.
Name
Address
Contact
Philip Cook
Loan Officer
20089 Riverside Dr
Grundy, VA 24586
(276) 935-3444
philip.cook@trupointbank.com
Drema Looney
Loan Officer
20089 Riverside Dr
Grundy, VA 24586
(276) 964-7445
drema.looney@trupointbank.com
Regina Belcher
Loan Officer
20089 Riverside Dr
Grundy, VA 24586
(276) 623-5200
regina.belcher@trupointbank.com
Address
20089 Riverside Dr
Grundy, VA
Contact
(276) 935-3444
Fax (301) 639-0804
philip.cook@trupointbank.com
Address
20089 Riverside Dr
Grundy, VA
Contact
(276) 964-7445
Fax (301) 639-0804
drema.looney@trupointbank.com
Address
20089 Riverside Dr
Grundy, VA
Contact
(276) 623-5200
Fax (301) 639-0804
regina.belcher@trupointbank.com