Compare Today’s Refinance Rates for Rocky Gap, Virginia

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Rocky Gap, Virginia 24366. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $6,057 or $17 / month in Rocky Gap and other areas of Mercer county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Rocky Gap, Virginia 24366.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

37.279788 -81.229023

Summary of Average Refinance Terms in Rocky Gap, Virginia 24366

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Rocky Gap, VA

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Rocky Gap, VA 24366, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Rocky Gap, VA

Refinance Rates for Rocky Gap, Virginia 24366 from 2014 - 2021

Below are historical data on refinancing in Rocky Gap, Virginia and around Mercer county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 60.30% 55.17% 56.36% 57.95% 59.91% 57.85% 57.35% 51.03%
avg refi rate 4.84% 4.46% 3.88% 3.64% 4.47% 3.96% 3.79% 3.83%
% 15 year fixed refinance 27.05% 28.93% 28.41% 30.89% 29.38% 27.74% 28.97% 34.54%
avg refi rate 4.20% 3.77% 3.22% 2.93% 3.50% 3.21% 3.03% 3.03%
Avg credit score 769.95 770.58 773.00 767.28 754.36 765.08 763.90 764.09
Avg LTV (loan to value) 56.39% 55.91% 56.55% 57.89% 63.76% 59.19% 59.36% 57.50%
Avg DTI (debt to income) 30.15 30.20 29.40 29.76 32.63 31.12 31.13 31.43
Avg refinance insurance % 0.54% 0.58% 0.86% 1.42% 2.35% 1.84% 1.92% 1.01%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Rocky Gap, Virginia 24366

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Rocky Gap, Virginia 24366, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Cynthia Lam

Mortgage Loan Officer

488 Frontier Dr

Staunton, VA 24366

(540) 851-4087

CLam@bbandt.com

Jason Helmintoller

Branch Partner/ Loan Officer

501 E Dolly Ann Dr Ste B

Covington, VA 24366

(540) 962-7152

jrh@alcovamortgage.com

SUSAN STROUP

Home Loan Officer

Western Virginia 31 W. Washington St.

Lexington, VA 24366

(540) 463-4663

Susan.Stroup@Wellsfargo.com

MARIANNE WASHINGTON

Home Loan Officer

Western Virginia 31 W. Washington St.

Lexington, VA 24366

(540) 463-4663

marianne.washington@wellsfargo.com

TAMMIE ALDRIDGE

Home Loan Officer

Western Virginia 31 W. Washington St.

Lexington, VA 24366

(540) 463-4663

tammie.m.aldridge@wellsfargo.com

Address

488 Frontier Dr

Staunton, VA

Contact

(540) 851-4087

Fax (301) 639-0804

CLam@bbandt.com

Address

501 E Dolly Ann Dr Ste B

Covington, VA

Contact

(540) 962-7152

Fax (301) 639-0804

jrh@alcovamortgage.com

Address

Western Virginia 31 W. Washington St.

Lexington, VA

Contact

(540) 463-4663

Fax (301) 639-0804

Susan.Stroup@Wellsfargo.com

Refinancing News for Rocky Gap, Virginia 24366